Anyone with a 2011 go through MINI financing/BMW? If so, what rates were you offered?

 

I used the payment estimator and the rates for mini select appear to be high. I don't know what kinda financing you can get though. I ended up getting my own leasing back in 2005 when i got my mcs. It was through leasecompare.com. I gotta say they were outstanding to deal with and the lease deal was so much better than i was offered through MINI.

 

I just checked leasecompare.com. they have financing too so it might be worth your while to check what kind of rate u get then negotiate with dealer.

 

I know I can already get 3.5% from my credit union, I'd just rather go through BMW/MINI for other reasons. Hopefully I can work something out

 

September lease rates were posted for the 2011 Cooper S Coupe in the carspace leasing forum.
2011 Mini Cooper S with 12,000 miles per year are .00230 and 57%

 

I'm not leasing, I'm buying. I don't think loans and leases are the same...at all

 

I believe it's 3.9 for 2011's in September. If you go to MINI's site, under the Finance section there's an "estimate payments" link and 3.9 is what come up when you select the option for purchasing with traditional finance for 60 months (it may vary based on length). I've seen lower at a couple of my banks, but I also have a coupon for the first month's payment free if I go through MINI Finance, which depending on how much I finance, actually makes up for being higher. I'm hoping that October rates are lower and that will make it a much simpler decision.

 

I got 3.9% for 60 months.