R50/R53 :: Hatch Talk (2002-2006) Cooper (R50) and Cooper S (R53) hatchback discussion.

R50/53 Got t-boned hard yesterday... fix or sell?

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Old Aug 23, 2014 | 06:03 PM
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Got t-boned hard yesterday... fix or sell?

Engine seems to be working fine, but the whole passenger side is caved in. I literally just spent a couple grand on parts a few months ago. So should I sell or fix it or fix it and sell...
 
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Old Aug 23, 2014 | 06:06 PM
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You might not have a choice. Looks totaled. Sucks!
 
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Old Aug 23, 2014 | 06:10 PM
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Damn.. The worst part is the lady might get away with running a red light because there were no witnesses.
 
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Old Aug 23, 2014 | 06:27 PM
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Originally Posted by IKevinx27I
Damn.. The worst part is the lady might get away with running a red light because there were no witnesses.
At least it sounds like no one got hurt. Good thing you weren’t going in the other direction.

///Rich
 
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Old Aug 23, 2014 | 06:29 PM
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If the vowel is pushed in I always figured it's totaled.I fix about anything but cowl damage.
 
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Old Aug 23, 2014 | 06:47 PM
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I am so thankful my gf wasn't in the car and that the MINI is a tank because the lady not only ran the red, she was also way over the speed limit. Had the nerve to say I ran the red after... >:C The front side of her new Highlander is completely gone. I have to go to the local businesses and see if they have any cameras facing the intersection. Hopefully parts will be up for sale soon in the marketplace.
 
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Old Aug 23, 2014 | 06:52 PM
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Totaled. Compromised A-pillar, possibly B-pillar... and it's not a brand new car. Ouch.

Glad you're OK!
 
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Old Aug 23, 2014 | 08:32 PM
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I wish you were near me between the two cars we could build a good one the one I have is damaged on the other side.
 
Attached Thumbnails Got t-boned hard yesterday... fix or sell?-1.jpg   Got t-boned hard yesterday... fix or sell?-2.jpg  

Last edited by c0op3r; Aug 23, 2014 at 08:47 PM.
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Old Aug 23, 2014 | 08:40 PM
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Meet half way? Heh..
 
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Old Aug 23, 2014 | 09:09 PM
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Do you have insurance? That looks pretty much totalled. I have found that full insurance cover is stupid cheap on these cars.
 
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Old Aug 23, 2014 | 09:36 PM
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Yeah I have full insurance on the car. It just pisses me off that it'll be 50/50 blame because there were no witnesses and one of the cops that showed up to the accident was her relative (tow truck guy told me.) But I went to the local business in the corner and they have cameras facing the intersection. Hope they have it recorded. *finders crossed*
 
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Old Aug 23, 2014 | 11:53 PM
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Was the officer related to the other driver the one who took the collision report? If so, I suggest you contact his/her supervisor and make it known that there is a conflict of interest in the investigation. It may or may not help but it worth a shot. Sorry about your loss. Glad you are ok. Good luck!
 
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Old Aug 24, 2014 | 12:03 AM
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The sheriffs took the collision report. The sheriffs department and the police department showed up. He was from the police department. It felt like they were talking to her for a very long time before they even said a word to me... ughhh I may need to lawyer up
 
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Old Aug 24, 2014 | 08:37 AM
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Very frustrating. Sorry you had such a bad hit. Thankfully no injuries?

Texting and distracted drivers are a real hazard. Good idea checking with local business owners as so many locations now have good camera footage.

I wish you luck and hope you have a smooth resolution.
 
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Old Aug 24, 2014 | 10:15 AM
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Thanks everyone. I just have bruises everywhere and a super sniff neck. Good news. I went to the store today and they have a camera facing the intersection. I'm meeting with the manager tomorrow so he can get the IT guy to upload and enhance it. JUSTICE!!
 
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Old Aug 24, 2014 | 01:37 PM
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If you recently put parts into the car, dig up the receipts and use that as part of the discussion over value of the car at time of total. It might get you a few extra bucks.

The reality is both her insurance company and yours are out for themselves. They have a common goal of minimizing the loss they pay out to maximize their profits. Take a look at your resources and then look at theirs, you are out gunned. You should at least speak to a lawyer, most time it is without fee to assess the situation, but even if you had to pay for an office visit it is worth it.

I won't buy a used car without paying for a qualified inspection. I sure won't settle a future accident without consulting a lawyer. ( Made that mistake before and it cost me thousands and thousands of dollars over medical issues for the next 18 years.)
 
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Old Aug 24, 2014 | 01:49 PM
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Best of luck with the meeting. I hope that the camera is facing the right place at the time of the accident. Most importantly is that everybody is okay.
 
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Old Aug 24, 2014 | 03:47 PM
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Thanks for the luck and advice! I talked to a lawyer this morning. I'm going to miss my r53. Going to probably start shopping for an s2k, but it'll never replace my MINI. :(
 
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Old Aug 24, 2014 | 04:00 PM
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It'll replace it.

After driving the AP2 S2000 it makes me want to get rid of my MINI. I just wish I had the funds for one

Glad you're okay! Hopefully the footage will show just what you need
 
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Old Aug 27, 2014 | 01:54 PM
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Great news! It's all on video!!
 
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Old Aug 27, 2014 | 01:56 PM
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That is great news! I hate biased cops, i hope you write a letter for the cops file! Time for him to get deigned that promotion!
 
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Old Aug 27, 2014 | 03:53 PM
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Originally Posted by 05r50
If you recently put parts into the car, dig up the receipts and use that as part of the discussion over value of the car at time of total. It might get you a few extra bucks.

...can't stress the importance of this more! tires, brakes, aftermarket upgrades, labor charges for the work done, everything. it can all add up to at least increase the payout value.

I should also mention the Grundy MVP program, which has agreed value coverage for daily drivers, instead of market value.... Yagottawantit, but at least you know what the $ on the check will be.
 
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Old Aug 27, 2014 | 04:01 PM
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Make sure you take a copy of the video to your insurance company, the police and keep one for your file. The police should be able to add a supplement to the collision report. If they tell you no, insist on talking to a supervisor.
 
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Old Aug 27, 2014 | 07:44 PM
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Hate it when people can't fess up. B#@*h. If the roof and floor are straight its fixable. If either are 'gone' then it is totaled. Maybe keep ALL your parts and find a good or fixable shell.
 
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Old Aug 28, 2014 | 03:35 AM
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glad to hear now you go and get her azz handed to her for false statments to the police
 
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