R50/R53 :: Hatch Talk (2002-2006) Cooper (R50) and Cooper S (R53) hatchback discussion.

R50/53 Got t-boned hard yesterday... fix or sell?

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Old Aug 28, 2014 | 06:53 AM
  #26  
Minibeagle's Avatar
Minibeagle
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From: New Brunswick, CANADA
Originally Posted by Mib4840
Was the officer related to the other driver the one who took the collision report? If so, I suggest you contact his/her supervisor and make it known that there is a conflict of interest in the investigation. Good luck!
+1
 
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Old Aug 28, 2014 | 07:17 AM
  #27  
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rckrzy1
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If you plan to take your aftermarket parts off you have to do it TODAY, because the ins company will have it towed somewhere you can't get to it. Trust me on this.
 
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Old Aug 28, 2014 | 07:24 AM
  #28  
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FunkyMunkey
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Please let us know how it pans out!
 
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Old Sep 3, 2014 | 09:31 PM
  #29  
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IKevinx27I
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https://www.youtube.com/watch?v=kZoT8PMhGjE&feature=youtu.be



op delivers.


I took what I could off. I have to dig up receipts for everything else to see if I could get more...
 
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Old Sep 4, 2014 | 04:36 AM
  #30  
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JABowders
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From: Dover, PA
Ouch!

The car can be replaced... sorry for the loss but better to miss the old one then the alternative.

Motor on!
 
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Old Sep 4, 2014 | 02:00 PM
  #31  
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IKevinx27I
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The damn lawyer says I can't claim my aftermarket stuff even if I have receipts. >:0. Everything I have is still on the car except for my hood scoop, intake and euro parcel... Any suggestions on what to do? I think I'm going to have to see how much I can buy the car back for. How much can you get back from parting out the entire car?
 
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Old Sep 4, 2014 | 02:28 PM
  #32  
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PrplPplEtr
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From: Indy
Was that a driver or passenger euro parcel tray? I'll buy it from you if it's The passenger side.

Sent from my Moto X using NAMotoring
 
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Old Sep 4, 2014 | 05:40 PM
  #33  
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Mib4840
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From: Arizona
You might be able to swap out the stock parts for the after market stuff. If you don't get paid for it why should the insurance company and junk yard get to profit off your loss?
 
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Old Sep 8, 2014 | 12:35 PM
  #34  
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simplyj
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From: New York, NY
Originally Posted by IKevinx27I
The damn lawyer says I can't claim my aftermarket stuff even if I have receipts. >:0. Everything I have is still on the car except for my hood scoop, intake and euro parcel... Any suggestions on what to do? I think I'm going to have to see how much I can buy the car back for. How much can you get back from parting out the entire car?
that's bs - fight. Years ago my highly modded Audi A4 was hit by an 18wheeler (100% his fault). Stock car was worth around 10k at the time, but after a lot of back and forth and providing what receipts I could, I was able to get $15k. My insurance company let me keep the car too and I was able to part out the rest and recoup another few grand. You'll be amazed what you can get if you don't shut up. The squeaky wheel and all that...
 
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Old Sep 9, 2014 | 08:07 AM
  #35  
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FredoinSF
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From: France and Reno/Tahoe
Aftermarket stuff is a gray area as it varies from ins co to ins co and even state to state.
The question is, are you dealing with your to her insurance company? If you are in a no fault state such as Michigan, you can only deal with your own insurance company and then the handling of aftermarket parts /equipment / enhancements is clearly defined in the policy. Chances are, the policy has limits ($0 is a limit) on non disclosed / insured aftermarket equipment.
Since the video has surfaced, I am assuming her company is taking 100% responsibility for this accident and if you are able to deal with her insurance company, you should. Given the circumstances of the accident and the ensuing dealings with the police report, they should be eager to include aftermarket equipment in the value of the car.


You stated you were talking to the insurance company lawyers?? Whose insurance company? Surprised legal dept would already be involved if there were no injuries and no lawsuit is in the works. At this stage it should still be at claim rep / adjuster level, at least for settlement of the vehicle value.
 
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Old Sep 9, 2014 | 08:37 AM
  #36  
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Swingerstunt
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From: Somerset, KY
Totally glad to hear your injuries weren't worse. Sadly the Mini does look totaled like stated before. My Mini feels like an extension of me at this point, I couldn't imagine the heartbreak. Also, great news on getting the accident on tape. That is very poor judgement by the police officer though.
 
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Old Sep 9, 2014 | 08:48 AM
  #37  
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chappybmode
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From: Northeastern, WV
thats perfect that you got it on video though.
 
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Old Sep 9, 2014 | 02:15 PM
  #38  
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Harkness
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From: MD
Glad you got the video evidence. From what i see damn glad your okay, that was a nasty hit you took.
 
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