R50/53 Insurance on a MINI?
#2
Join Date: Aug 2002
Location: Moved from Leesburg, VA to Oceanside, CA Nov. 2003
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We have USAA - $792 a year for our MCS. But - we are older than you, also have a multi car discount... :smile:
Being under 25, your rates will be higher no matter if you have a clean record or not....that's just life unfortunately...
donna@dcmetrominis.org
Being under 25, your rates will be higher no matter if you have a clean record or not....that's just life unfortunately...
donna@dcmetrominis.org
#3
#5
#6
I'm in So Cal (expensive insurance place) and was quoted somewhere around 530 for six months (500 deductible) from Farmer's Insurance.
To give you an idea of what Farmer's thinks of the Mini, this is just $50 more expensive than my Subaru Impreza AWD L Wagon, and $200 less than the G35 sports coupe. Woo hoo!
To give you an idea of what Farmer's thinks of the Mini, this is just $50 more expensive than my Subaru Impreza AWD L Wagon, and $200 less than the G35 sports coupe. Woo hoo!
#7
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#10
43, good record, few tickets(last one 2 years ago),
full ( and I mean full ) coverage.. Fire/theft/you name it,
250 deduct. towing, loaner car, towing etc... $66/month.
but the catch is Im in Atlanta, the worst drivers in the US
live here. :smile:
_________________
DMonk. MCS Prem/Sport/Cold,Tint 35%, Alta 15% Pulley & PowerChipECU From Randy
Alta Intake,RearSwayBar,WhalenKnob,Nology Hotwires,Silver CF Scoop,KickAss Wheels-n-Tires
full ( and I mean full ) coverage.. Fire/theft/you name it,
250 deduct. towing, loaner car, towing etc... $66/month.
but the catch is Im in Atlanta, the worst drivers in the US
live here. :smile:
_________________
DMonk. MCS Prem/Sport/Cold,Tint 35%, Alta 15% Pulley & PowerChipECU From Randy
Alta Intake,RearSwayBar,WhalenKnob,Nology Hotwires,Silver CF Scoop,KickAss Wheels-n-Tires
#11
#12
Atlanta has some pretty bad drivers. I must admit. I like to visit, but I wouldn't want to live there. I believe we in Greenville, SC have it good.
3 hours to the beach
2 hours to Atlanta
1.5 hours to Charlotte
1 hour to the Mountains
Twisties, Ocean, Mountains and Gridlock, what more could you ask for?
All of these include some interesting driving conditions within 3 hours at the MAX!
Cabbage
3 hours to the beach
2 hours to Atlanta
1.5 hours to Charlotte
1 hour to the Mountains
Twisties, Ocean, Mountains and Gridlock, what more could you ask for?
All of these include some interesting driving conditions within 3 hours at the MAX!
Cabbage
#13
>>>> is Im in Atlanta, the worst drivers in the US
>>>>live here. :smile:
>>>>
>>>>_________________
>>>>
>>
>>reallly? i thought it would be la or nyc
actually it's New Jersey. A lot of insurance companies won't even cover the entire state of NJ. Bad drivers and lots of theft.
>>>>live here. :smile:
>>>>
>>>>_________________
>>>>
>>
>>reallly? i thought it would be la or nyc
actually it's New Jersey. A lot of insurance companies won't even cover the entire state of NJ. Bad drivers and lots of theft.
#14
>
>>
>>actually it's New Jersey. A lot of insurance companies won't even cover the entire state of NJ. Bad drivers and lots of theft.
wow i didnt know that. must be tough living in NJ. i know all about theft. my brand new 02 yellow./black suzuki gsxr has gotten stolen wtih 41 miles on it, ,the 3rd day i had it
>>
>>actually it's New Jersey. A lot of insurance companies won't even cover the entire state of NJ. Bad drivers and lots of theft.
wow i didnt know that. must be tough living in NJ. i know all about theft. my brand new 02 yellow./black suzuki gsxr has gotten stolen wtih 41 miles on it, ,the 3rd day i had it
#16
Age 42, multi-line discount, safe driver, about $800/yr in San Francisco.
It's a State Farm policy that isn't the least expensive but I've had great service and can enjoy the multi-line discount with my home policies. San Francisco is very expensive but a little bit of good news is that my rate actually went down $40 because of the low claim numbers for the MINI during the first full production year. I don't know if this was just a State Farm thing or for all carriers.
It's a State Farm policy that isn't the least expensive but I've had great service and can enjoy the multi-line discount with my home policies. San Francisco is very expensive but a little bit of good news is that my rate actually went down $40 because of the low claim numbers for the MINI during the first full production year. I don't know if this was just a State Farm thing or for all carriers.
#17
>>Atlanta has some pretty bad drivers. I must admit. I like to visit, but I wouldn't want to live there. I believe we in Greenville, SC have it good.
>>
>>3 hours to the beach
>>2 hours to Atlanta
>>1.5 hours to Charlotte
>>1 hour to the Mountains
>>
>>Twisties, Ocean, Mountains and Gridlock, what more could you ask for?
>>
>>All of these include some interesting driving conditions within 3 hours at the MAX!
>>
>>Cabbage
hmm well in los angeles
20 min to the beach
20 minutes to the city (santa monica/.sunset)
2 hours to san diego
4 hours to vegas
2 hours to the mountains
>>
>>3 hours to the beach
>>2 hours to Atlanta
>>1.5 hours to Charlotte
>>1 hour to the Mountains
>>
>>Twisties, Ocean, Mountains and Gridlock, what more could you ask for?
>>
>>All of these include some interesting driving conditions within 3 hours at the MAX!
>>
>>Cabbage
hmm well in los angeles
20 min to the beach
20 minutes to the city (santa monica/.sunset)
2 hours to san diego
4 hours to vegas
2 hours to the mountains
#18
>>43, good record, few tickets(last one 2 years ago),
>>
>>full ( and I mean full ) coverage.. Fire/theft/you name it,
>>250 deduct. towing, loaner car, towing etc... $66/month.
>>but the catch is Im in Atlanta, the worst drivers in the US
>>live here. :smile:
>>
>>_________________
>>DMonk. MCS Prem/Sport/Cold,Tint 35%, Alta 15% Pulley & PowerChipECU From Randy
>>Alta Intake,RearSwayBar,WhalenKnob,Nology Hotwires,Silver CF Scoop,KickAss Wheels-n-Tires
>>
WOW!!! This insurance sounds really cheap. I live in New Jersey which is one of the worse states for car insurance. My MCS is on order so I don't know the cost of the insurance, but if it is $66 a month or anything close to that neighborhood I'll be thrilled.
I'm a male 32 years old, married, own a house, I live in New Jersey and have NO accidents or tickets, ever and I'm paying $1,800 a year on a 2003 BMW M3 and I also pay $1,700 a year on a 2002 Corvette Z06.
RaceCarDriver
>>
>>full ( and I mean full ) coverage.. Fire/theft/you name it,
>>250 deduct. towing, loaner car, towing etc... $66/month.
>>but the catch is Im in Atlanta, the worst drivers in the US
>>live here. :smile:
>>
>>_________________
>>DMonk. MCS Prem/Sport/Cold,Tint 35%, Alta 15% Pulley & PowerChipECU From Randy
>>Alta Intake,RearSwayBar,WhalenKnob,Nology Hotwires,Silver CF Scoop,KickAss Wheels-n-Tires
>>
WOW!!! This insurance sounds really cheap. I live in New Jersey which is one of the worse states for car insurance. My MCS is on order so I don't know the cost of the insurance, but if it is $66 a month or anything close to that neighborhood I'll be thrilled.
I'm a male 32 years old, married, own a house, I live in New Jersey and have NO accidents or tickets, ever and I'm paying $1,800 a year on a 2003 BMW M3 and I also pay $1,700 a year on a 2002 Corvette Z06.
RaceCarDriver
#20
#21
>>>
>>>>
>>>>actually it's New Jersey. A lot of insurance companies won't even cover the entire state of NJ. Bad drivers and lots of theft.
>>
>>
-----------------------------
I used to live in NJ, in the Hudson county area, I had NJM insurance which was pretty good insurance, at the end of each year, id get like 250.00 dollars back, which was good.... i used to have a saturn, which went from 2300.00 a year at 21 years old to 1100.00 a year for full coverage by the time i was 27.... If any of you live in NJ, or PA try to get NJM insurance. I work for a company that offers NJM insurance as one of its perks... So try to find out if your employer offers NJM. Can inquire thru HR.... NJM offers really good rates and they give you a percentage of it back each year on top of constantly lowering their rates each year- course depending on how old you are. And they dont raise your premiums just because you put in an insurance claim.... so they are pretty good.... but you gotta have a clean lisence and have it for at least 3 years.
I live in Long island now, and got dropped from NJM cuz i no longer live in NJ, but i have state farm now... and for my mini, it costs me about 1600 and change for full coverage... and thats with the multi car discount and im 29 now, no tickets or accidents or anything....
>>>>
>>>>actually it's New Jersey. A lot of insurance companies won't even cover the entire state of NJ. Bad drivers and lots of theft.
>>
>>
-----------------------------
I used to live in NJ, in the Hudson county area, I had NJM insurance which was pretty good insurance, at the end of each year, id get like 250.00 dollars back, which was good.... i used to have a saturn, which went from 2300.00 a year at 21 years old to 1100.00 a year for full coverage by the time i was 27.... If any of you live in NJ, or PA try to get NJM insurance. I work for a company that offers NJM insurance as one of its perks... So try to find out if your employer offers NJM. Can inquire thru HR.... NJM offers really good rates and they give you a percentage of it back each year on top of constantly lowering their rates each year- course depending on how old you are. And they dont raise your premiums just because you put in an insurance claim.... so they are pretty good.... but you gotta have a clean lisence and have it for at least 3 years.
I live in Long island now, and got dropped from NJM cuz i no longer live in NJ, but i have state farm now... and for my mini, it costs me about 1600 and change for full coverage... and thats with the multi car discount and im 29 now, no tickets or accidents or anything....
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