I've been hunting around for the best deals on financing while I wait for my MCS to get on its boat and get here, and I stumbled upon this deal the other day..

http://forums.slickdeals.net/showthread.php?t=1163097

Basically, Penfed is now offering a 3.99% APR on new auto loans (and refinancing) up to 5 years, which is lower than any other credit union or anything else I could find. I signed up and was approved immediately. Just wanted to spread the good news!

 

yup yup... was approved for 3.99% on Saturday, myself.

I heard somewhere that the rate may be going down to 2.99%, given further stimulus package rate subsidizing. But this was from a random person on a random internet forum... I won't believe it until I see it; but I am keeping my eyes open in case it happens.