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My MINI has been fairly rattle-free, but a few weeks ago it developed a rattle in the rear seat area behind the driver's seat. It coincided with a cold weather snap, so I chalked it up to the weather.
The rattle continued, so I climbed in the back seat to see what might be the cause, and I found that the outboard rear cupholder had come loose. It's apparently installed by inserting into the hole in the armrest, and twisting about a quarter turn. Mine was simply loose, and I inserted it, twisted it to lock it in, end of rattle!
My 2 year old figured out this method to remove the cup holder when he's bored. Most of my rattles now stem from his methodical disassembly of all interior bits he can reach.