I know this will vary greatly by location, but I was surprised at the price of my coverage.
100000/300000
250 col deductible

I have 3 cars on my policy a 2000 VW New Beetle TDI, 2005 HEMI Durango, and the 2006 MCS, guess which one is the cheapest?

1. $335 every 6 months
2. $285 /6 months
3. $306 /6 months

 

Damn that's cheap. No wonder I see tons of cars here in NYC with FL plates

 

Add those ALL together and you get close to my monthly payment!

 

Mine's about 700/6mos in GA for a non-S.

oh yeah. That reminded me, my Deductible is 1000 also.

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It must be true! My INS is $525/6months! For $1000 ded!

 

Here are the answers
Car 1. is the TDI NB
Car 2. is the MCS
Car 3. is the HEMI D

I was amazed that the 168HP MCS was that much cheaper then the 90HP TDI NB

 

When we upgraded from Bumble to Angel our insurance when down. Newer car better security features and so on

 

Male or Female?
Single or Married?
How old?

I'm also in FL but technically my car is from up north and right now I could be paying 2 of those and still not meet my monthly on a clean record.

 

Initial quote pre-purchase of the MCS was $125/month from State Farm (about $15 more than My R32 had been running me) w/ comprehensive , $250 deductible. I'm a 31 year old single male w/ no wrecks and a bunch of speeding tickets on my record. I also carry my home owners insurance through State Farm but not sure how much of a discount this comes out to.

I don't know if this was an intentional hookup by my agent or not, but when I recieved my new cards/premium info, My MCS was listed as a MINI Cooper and my 4 month premium was only $250... (he's done this kind of stuff in the past, ie: listed my 99.5 GTI GLX as a 2 door Golf)

My cards and policy have the right VIN # on them, and I had specifically stated that it was an "S" at least twice in my conversation with his office after I actually bought the car. Anyone had the same thing happen to them and run into any problems with claims being refused?

 

I have State Farm also and my ins. card also says "Mini Cooper" without the S and im only paying $75 a month but thats also including my dads multi-car, accident-free, house discounts

 

im not sure if this is weird or what but my insurance company, has me listed down as a Cooper S. their system, when u put in the VIN number cannot tell the diff. (even though there is a vin number diff. I believe the Cooper have a C in them while the S have an X) but yea, so for the company im with, I guess it all comes out to the be the same.

 

It makes a difference the mileage being driven for each car. My insurance company (AAA) sends me a mileage survey each year and tracks the usage on each car I insure with them. I also have to designate each car as to whether it is a commute car, a 'recreational' car, etc. I believe all that info is factored in when determining the rate for each vehicle.

 

Male ,Married over 35 Progressive Ins.

 

mine was like $294 something for 6months. full coverage 0 deductible comp, 100 collision.

 

1000000/500000
$500 ded

18 years male (Good student, 0 points)

~$2000 every 6 months

 

Ouch...
I just got my 6 month insurance bill and it actually dropped ~$30. Something about changes in liability and safety features or something. So I'm paying ~570 every 6 month.

 

i don't know how much is mine for 6 months
but i know that it's 520 a month..

20. lots of points. thank god a huge ticket is dropping out in october..

 

$520 a month WOW that is about what my P&I payment is on my home. I think when I was 20 I was not paying much more then most others. I recall I has a 1966 ChevyII with a 500HP LT1 in it and I was getting economy car discount!

 

That's terrible!!!

 

well, my insurance payment explains how much i love my mcs..
I had other options.. beside mcs.. yes..

 

I still win....

20 year old female, 2 accidents....

3714.22 for 6 months... or $619/month*

($1000 deductible, NO coverage on the custom work or JCW, no rentals/extras)

 

HAH! Mannnn you must love ur mini
5 points for speeding
2 points for following trooper's *** so closely..
1 point for speeding
1 suspension

I got out of another suspension..

which company are you insured with?

 

Oh my gosh....you are kidding? That is amazing...
I am about $275/6 mos but am twice your age...maybe that helps...
Maybe b/c my other car is a suburban--state farms probably feels sorry for me....LOL...

 

It doesn't make much sense to compare insurance costs with one another since there are so many variables that go into each person's rate. Beyond the specific coverage, some people have multiple-car policies, different driving records, etc. But ZIP Code is one of the most important factors of all.

(Just to play along, I'm paying about $100 a month for my 04 MCS, good driver discount, 21st Century, zip is 92116)

 

MCS for my wife added $40 per month to the bill (keeping her old car for now).