This may be a repost (sorry if it is i'm new to the forum). what kind of insurance are you guys spending on the S. Is is that bad for being -25 as a male? Thanks for the info, I can't wait till i get my MiniS

 

Just to give you an idea.... I'm 16 and have an MCS (yes i pay for it) , its more than 2k.

Its worth it though.

Just my 2 cents.

-scott

 

Thanks man, hopefully the rents will pay hehe, probably not but hey it could happen!

 

This info may or not help. I am in my early 50's and have a clean record thus far (but Mini may ruin that ). I saw my insurance increase slightly when replacing a '98 Plymouth Breeze with a '04 Mini Cooper. For myself my premiums increased $100 a year

 

Another point of reference...male, married, 28, suburban location, clean record. I pay about $650 for the year for the MCS with $250 comp/$500 coll deductibles and good coverage. Rate went up about $30/yr from my 2003 VW Golf GL with base 2.0L four, and I'm about even with my wife's 2000 Golf 1.8T.

 

I'm an unmarried 22 y/o male, very urban location.

I pay $900 for 6 months, or about $150 per month. As I recall when I was getting quotes originally, there was a difference of about $8/month for me to get an MCS instead of my Cooper CVT.

 

Mini S is least expensive insurance on my schedule. About $440/year, with $50/$250 deductible, and $250k limit.

 

since i'am so close to having my permit, it will cost nothing. But when i get my licesne that will be to much money.

 

Well I have a 30+ years clean driving record,And up here in the GWN my insurance costs me 1300 CND.200 deductable,0 on the windshield,total replacement,in the first 2 years,loaner ,1 million liabilty.I commute so I pay more ,form of road tax.Without the factory disabler I would pay 300 more

 

If i remember correctly, it didnt cost really anything to be insured on my moms 530i sport. Lets just say, at first, once i got my beast about 1 month after i was 16, with full coverage and everything, they wanted 6k a year because of me being 16 and havin a brandy new car. . The mom did this . Lets just say, we did a bit of work and brought it down. Just a fare warning for you....

-Scott

 

As a point of reference, I am paying $1600.00 as an unmarried, under 25 male. I turn 25 in a month, so the rate should drop another $170.00 or so per 6 months. I've been with State Farm for 8 years.

Cheers,
-Justyn

 

Unmarried male, 25yo, with a MC. Suburban location.

(lol...it's like a personals ad...)

Anwyay, before I turned 25, it was $700/6mo with $500 collision/comp deductibles, and 100/300/300 limits from State Farm.

After I turned 25 and inherited a beater truck (multipolicy!) I'm paying $530/6mo.

I've been with State Farm for 3 years now.

But there are innumerable variables here:
- age
- driving record
- age of policy
- crime rate in your area

Liability coverage for me is $153/6mo.

 

ah, my ins is gonna cost way to much. But i'm glad i got an 03 cooper and not an 04. :smile:

 

Holy smoke. I'm 51, been with Allstate TOO many years, and 500 deductable with 100/300/100 (or is that 300/100/300), anyway, $534 every 6 months. No tickets (on record) or accidents. Should be cheaper, huh.