Will that be tomorrow?

 

Jeremy,

You are showing a level of financial responsibility that is enviable for a 'kid' of your age. Do you fancy teach my 20yo to budget ?


The numbers check out pretty well compared to my sons' numbers I just wish that he was as aware as you !

My advice regarding your tickets ?

Spend some of the savings on a lawyer, then KEEP YOUR NOSE CLEAN. Super clean, extra, massively squeaky clean.

Good luck !

 

Whoa. thats about $7K ... net per year on car payments alone.

You have to pay taxes that leaves about nothing to live on.

Just curious but dont you think your a bit over your head here?

Are you saving for college. You said your 18? Or going to work full-time no college?

 

Well, here's something to look forward to as you get older/get married/maintain a clean driving record - lower insurance premiums!

2006 MCS Cabrio
Full coverage with $100,000/$300,000/$100,000 coverage limits.
$100 deductible Comprehensive
$250 deductible Collision
Emergency road service
Uninsured Motorist coverage (100k/300k/100k)

Premium is $58.63 per month through State Farm in Virginia.

 

Thats excellent. I wonder if it makes a different in states. I'm sure it does. ~$700/year for about a $30K car?

Excellent

 

I disagree MaxN, As I posted earlier......Resposibility is placing first things first even if that means sacrificing our desires. Responsibility is becoming a independent self suffecient productive adult FIRST who doesn't have to get permission from mommy to do anything. A newer car like a MINI does not contribute to that purpose and only serves to keep our young friend in dependence. It is important for him to understand that $21,704car + $20,160ins that is 42k that he doesn't have the luxury to waste.(Not to mention if he had invested that money and never saved another dime is entire life he would have about 2million dollars at retirement!) 5yrs from now he will have virtually nothing to show for that money and may struggle for the next decade trying to get his life started.......hope he REALLY likes that 2million dollar MINI.

 

I think Jeremy is a good kid, I met him a few times and he seems as a responsable young man; he is not on drugs, he has a full time job and spends his money in things he likes. He is in trouble w/ the Law for speeding and probably for being a little fresh w/ the Police Officer.. he will learn his lesson, hopefully, on his own. I don't think comments or suggestions from NAM will make him change his life ... after all people do silly things as adults as well. Look at the guy who bought a GP for over $700.00 a month lease payment.. not too smart .. IMO .. but at the end it's his life and he can do what he likes..

Jeremy is trying to be an adult and legally he is - just turned 18 a couple of weeks ago- but he is facing the challenges of life..
He knows his parents are trying to protect him because they love him... he is not stupid- he is just 18 and now a little pissed off ..


I am not a parent but I don't think one has to be a parent to see that reasoning w/ an 18 yr man is often just a waste of time, so calculating his paycheck is not going to help.

Jeremy,

life is hard and often is not fair. You can make it bad or can make it better .. it's up to u !! Good Luck.

 

Agreed. That is why I wrote:

Just curious but dont you think your a bit over your head here?

Unfortunately, most humans have to learn the hard way and do not take advice from people who have "been there done that"
Marina, with all due respect, I think your missing the point.

"being fresh" with a police officer? That little mistake "might" cost him dearly and I dont care if he is 12 years old. I think "most" people, regardless of age, have the common sense not to **** off a cop while he's writing a ticket. Will he learn, I hope so because its going to be a harsh penalty for being naive.

I agree that nothing anyone says to a teenager is going to help much ... at that age "many" people only learn the hard way.

Pissing off a cop is NOT "silly". Its just stupid (or naive)

Jeremy is trying to be an adult

Adults do not:

• **** of cops while they write tickets
• have their parents take away comp priveleges. IMO, thats reserved for 12 year olds.
• and adults do NOT spend 85% of their disposable income on a car.

Now will he listen. Its up to him. But if no one counsels him ... he never will.

 

Really?? Watch COPS one night jor talk w/ some of our friends (MPD) and can tell you that motorist - while angry - DO STUPID THINGS.

That's a choice b/t parents and children and no one should interfere..

• Quote:

  and adults do NOT spend 85% of their disposable income on a car.

NO? So how come many cars are being repossed?

Glad I am not 18 anymore and even more happy I don't have teenagers !!!

 

And that is why they made it on TV!!!

You said he was trying to be an adult. Adults dont have toys taken away from them. Sorry, your words.

That can be for lots of reasons ... lost your job. etc.

You cannot tell me that its reasonable for a responsible adult to have 80% of their net income going to a car. Cmon.

Me too (no wait ... hmm, maybe that would be cool)

 

I do not foresee college in my future. Calvert Hall kinda ruined the love of school for me.

I actually was nice to the cop, the cop was an *** to me. I've been pulled over 3 times, each time I was polite to the cop. I know that when it comes to court and the judge says 'was he cooperative officer?' when the cop response 'yes, also polite.' that helps ALOT.

 

Thanks Chows I needed that , I believe you were searching for the word "Mature people"

 

Pulled over three times by the time you're 18? It sounds like quite a pattern already.

Sorry dude, but it sounds like some strong correction is needed. Hate to see you, your MINI, or some innocent bystander pay for real, with skin and blood.

You're young and this is all understandable, but still needs correction.

You haven't said in great detail what you did to get pulled over, and I don't suggest you say either or the gang here will beat that horse too. BUT, I'm guessing that since the officer reacted that strongly that you musta been really misbehavin'. I'd be reflecting on what I did to create that much upset in the officer and ask myself honestly if I deserved it. He didn't get that angry for no reason.

Get a lawyer, and I'd see if you could sign up for one of the driving schools they have specifically geared towards teens with your situation. I'm not talking a fun performance shool, but one that teachs young people some restraint and helps teach the possible consequence of your actions. If you do this before you're asked or made to... tell the court you realize you had a problem and have worked to correct it... And MEAN IT, you might earn & get some slack.

Good Luck to you,
I hope you learn and grow from this.

 

Jeremy,

I noted that college is currently not in your future plans. Please let me and other NAMers persuade you to change your mind. If you like fine European cars (and the consensus here seems to be so) you are doing yourself a disfavor by not attending college to increase your earnings potential and thus be able to afford those expensive vehicles. With every passing year, competition for decent jobs/occupations, homes in great neighborhoods, fine automobiles, etc. increases because there are more and more college educated individuals out there fighting for their piece of the pie. Unless you are without ambition, I'd sure as heck aim my sights for the sky, get a degree and hit the rat race with that advantage. Get thee enrolled, ASAP.

 

Hey now, the world needs ditch diggers and MC Ds managers to. Who else is going to cut my grass when I buy a house.

 

Or, on the other hand, you could end up going to college-> not like it-> drop out-> join the military-> learn a valuable skill-> become a civilian and make about 3X what you were making in the military-> buy a custom ordered MINI!

College isn't necessarily the only way.

 

that plan would have to wait til bush leaves office though. i dont think id like it in the middle east, a little to warm for my liking.

 

I for one, immediately blamed Edge and those ruffians from DCMM when I heard of Jeremy's reckless driving.

Those thugs have corrupted a sweet, innocent young man. For shame!

 

Oh, we've been over there continuously for over fifteen years, and we're not leaving anytime soon. I did my last deployment there in 2000, and will probably be going back in the next few years, regardless of who's in office.

And you're right about the "warm" part. Crack-of-dawn flights where it's already 100F+ on the flight deck have permanently re-calibrated my body's idea of "hot". When I go back to Dallas to see family and it's 95F there, it doesn't even faze me now, and I used to be miserable there in the summers growing up.

 

Those ruffians? Why do you say that?

 

I am a late show to this thread. I can't say I have read every word but I think I have most of the important stuff. My comments:

1. On the parenting part - I agree with many of the comments of Edge. I am a single parent of a 17 year old son. For years my house has been the gathering place for my son's freinds and I think I have become pretty familiar with most of them and their parents. I have concluded two things about a lot of parents. One is that many are completely oblivious to what their kids are up to. The second is that when they are forced to know what the kids are up to, they tend to blame others. It is a case of massive denial. I think many parents don't want to admit that they made mistakes and therefore don't want to admit that their kids have faults.

2. I wish there truly was a good way to teach the young about what a police officer's job is like. I have told my son that it is a difficult job and I have tried to describe what these officers go through on an almost daily basis. Since their lives can be on the line at any moment, they pretty much have to assume that everyone is a threat. They must take control of every situation and when they run in to uncooperative people, they get real defensive and sometimes offensive. So I try to teach my son to be extremely respectful from the outset and understand that the officer may not warm up at any point but he should continue to be respectful and cooperative. I am not sure how effective my lectures are on this.

These comments do not necesarily equate to any judgment about Jeremy or his parents. I don't know enough to pass judgment on that.

 

You gotta know skip (and his humor)

http://forums.officer.com/forums/forumdisplay.php?f=10
read the threads there and you and he will quicky find out

Just take a look at their salary poll http://forums.officer.com/forums/showthread.php?t=58190

 

Ah, ok.

 

Stop interrogating me, ruffian.

 

Dude, just suck up any dislike for Bush and join the Marines (We are the best, so just forget the Army, AirForce, and Navy.). Don't let who's President stop you from joining because their's always gonna be complaint's about the President no matter what political party they are with. Someone else said a few posts before, we've been over there for years and will continue to be. We will also be other places.

Either sign up or get into college. Otherwise your gonna be stocking shelves the rest of you life.