R50/53 How much is your yearly MINI Insurance Policy?
3rd Gear
Joined: Jan 2004
Posts: 186
Likes: 0
From: Henderson, Nevada, USA
$1,100/yr for my 04 MCS, with agreed value of $25,000, no mileage limit and $300K/$500K/$50K, $500 deduct on collision and $0 deduct on comp. Includes towing and rental car,with Chubb.........................mgg,
2nd Gear
Joined: Jan 2005
Posts: 60
Likes: 0
From: Georgia/UK-2008
$2300/Year: 05 MCS --- USAA Ins.
22 Years old/Male no accidents or tickets. I think my insurance is a little high b/c of the fact that I have US Spec and I'm driving in the UK. Insurance should drop to ~$2000/Year after 14 APRIL when I hit 23.... Can't wait to go back to the states and save some money on insurance.
22 Years old/Male no accidents or tickets. I think my insurance is a little high b/c of the fact that I have US Spec and I'm driving in the UK. Insurance should drop to ~$2000/Year after 14 APRIL when I hit 23.... Can't wait to go back to the states and save some money on insurance.
7th Gear Gal
Joined: Jul 2002
Posts: 36,087
Likes: 3
From: Weeblegabber West (aka WLA)
Originally Posted by fred3
Motor on dude.
fred, this "dude" is a young lady, which you would have realized if you'd noticed the "24-Y.O. F" part of her post.These types of threads pop up regularly on NAM, and are not meant to be prying, but rather, are more out of curiosity, I think.
When I found out that my MINI was insured as a sub-compact hatch, and so incredibly reasonably, I was really pleasantly surprised.
I don't think camelpilot meant to offend anyone with this thread. I really think it's fun to compare and contrast the rates from different areas of the US, Canada, and elsewhere.
Motor on. :smile:
Clover
2nd Gear
Joined: Dec 2004
Posts: 142
Likes: 0
From: Albuquerque, NM
My 2005 Mini will run me $2 less a month then my 2004 Ford Escape (changed to scheduled for production some time this weekend!). I pay $132 a month for my Escape and CBR 954. Lots of DWI and uninsured motorist here which drive up the cost more then some other states. I'm 31, own home, no tickets (that showed up on the record), good credit and have been with State Farm for about 8 years.
It think the motorcycle insurance comes out to $43 a month or something. You can't beat State Farm if you own a crotch rocket. They insure motorcycles as a second vehicle, not the primary.
Brad
It think the motorcycle insurance comes out to $43 a month or something. You can't beat State Farm if you own a crotch rocket. They insure motorcycles as a second vehicle, not the primary.
Brad
2nd Gear
Joined: Feb 2004
Posts: 100
Likes: 0
wow... i don't know where you guys live but what you guys are paying is so cheap compared to mine. i live in boston, ma and i pay around 2100 yearly full coverage. i'm a step 9 driver (the lowest). it does suck to live in a very large city.
Banned
Joined: Mar 2004
Posts: 15,382
Likes: 0
Originally Posted by fred3
Not likely.
But since you bring it up you didn't need to answer to mine if your delicate sensibilities are offended by a different point of view. It's simply an opinion. Old fashioned probably. Sort of like common sense. Common decency. The world is a somewhat more informed place due to computers and it's a heck of a lot more nosey too. But offended? No. Not really. I drive my MINI, but would never think of asking someone else what they pay for insurance. Sort of private to me. People are wicked paranoid of being overcharged and it's much simpler to ask everyone than to actually do their homework and compare the prices of different companies. Maybe lazy. Maybe not. I can see asking about problems you might have with a car, or a dealship. I'm just old fashioned that way. But offended? Nah. Skunks are offensive. Condescending people are offensive. Selfish people are offensive. Hmmm. People who don't bath often are offensive. Pushy people are offensive. Oh yeah, and people who think I'm offended by a post and don't ask first are offensive and poor judges of others. Doesn't mean you're a bad person. Just uninformed. Motor on dude.
But since you bring it up you didn't need to answer to mine if your delicate sensibilities are offended by a different point of view. It's simply an opinion. Old fashioned probably. Sort of like common sense. Common decency. The world is a somewhat more informed place due to computers and it's a heck of a lot more nosey too. But offended? No. Not really. I drive my MINI, but would never think of asking someone else what they pay for insurance. Sort of private to me. People are wicked paranoid of being overcharged and it's much simpler to ask everyone than to actually do their homework and compare the prices of different companies. Maybe lazy. Maybe not. I can see asking about problems you might have with a car, or a dealship. I'm just old fashioned that way. But offended? Nah. Skunks are offensive. Condescending people are offensive. Selfish people are offensive. Hmmm. People who don't bath often are offensive. Pushy people are offensive. Oh yeah, and people who think I'm offended by a post and don't ask first are offensive and poor judges of others. Doesn't mean you're a bad person. Just uninformed. Motor on dude.Hopefully no one is offended,geez
Manufacturer
Joined: Sep 2004
Posts: 1,230
Likes: 0
From: Southern California
Originally Posted by kenchan
Annual $670-680 range. StateFarm, good coverage with $100 deductible,
leisure car, under umbrella, etc.
leisure car, under umbrella, etc.
My daughters cooper cvt is almost 3K per year. we have 4 cars on the policy as well as our home. The home really helped th eprice quite a bit !
I can hook you up with my agent if you are in the south bay ( so cal ) and are looking for a new insurance company.
6th Gear
Joined: Jun 2003
Posts: 3,589
Likes: 2
From: Oregon, USA
$600 a year.....
$250 deductable on collision
$100 deductable on comp.
Middle coverage on the rest.
Have 3 cars and house on policy for over 10 years.
(also still have 2 teenage male drivers on policy...... )
$250 deductable on collision
$100 deductable on comp.
Middle coverage on the rest.
Have 3 cars and house on policy for over 10 years.
(also still have 2 teenage male drivers on policy......
)
Allstate, NoCal
99 Civic Si..........$640/yr
65 Ford Mustang..$515/yr ($30k declared value)
01 Acura MDX.....$750/yr
02 MCS..............$784/yr
Married Couple, no driving kids
100,300,100 Liability
Unisured, Medical, Collision & comprehensive, $1k deductible
Discounts: Good Driver, Renewal, Multiple Policy (2 homes)
This is odd, as the mustang is declared as a modified collectors car, it's the oldest, has the oldest safety equipment, is valued the highest, and has the most power! Go figure!
Matt
65 Ford Mustang..$515/yr ($30k declared value)
01 Acura MDX.....$750/yr
02 MCS..............$784/yr
Married Couple, no driving kids
100,300,100 Liability
Unisured, Medical, Collision & comprehensive, $1k deductible
Discounts: Good Driver, Renewal, Multiple Policy (2 homes)
This is odd, as the mustang is declared as a modified collectors car, it's the oldest, has the oldest safety equipment, is valued the highest, and has the most power! Go figure!
Matt
Coordinator :: Gulf South Motoring
Joined: Dec 2004
Posts: 430
Likes: 4
From: Hammond, Louisiana
Originally Posted by mdsbrain
But I am with my parents. As in they pay the insurance and I pay them. So i'm not sure of the credit deal. I do know once I get to age 21 and then married (some day) it will go down. Till then there is no way in hell my car will be a mini van unless it is made by Mini and is as fun to drive.
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