R55 Insurance
Insurance
Got my insurance cards yesterday (I'm a new owner), at State Farm considers my MCCS a stationwagon!
Pros - low, low insurance rate - even though this puppy is fast and looks like a sports car!
Cons - c'mon, my mom owned a stationwagon (image of a Rambler), I have never owned a station wagon!
Pros - low, low insurance rate - even though this puppy is fast and looks like a sports car!
Cons - c'mon, my mom owned a stationwagon (image of a Rambler), I have never owned a station wagon!
I have been dreading talking to my agent since I ordered my MCCS but now I am not too worried since I have State Farm also.
Someone had stated somewhere else that "wagons are cool".
Especially when they are little shrunk up ones that are really fast!
Someone had stated somewhere else that "wagons are cool".
Especially when they are little shrunk up ones that are really fast!
We are State Farm and I called for an estimate and its an additional $55/mo to add the MCCS, for us. We have 3 teen drivers on our insurance, as well as 2 other vehicles. I thought the $55/mo increase was very reasonable.
Last edited by reACTION; Jun 15, 2008 at 12:46 PM. Reason: linky
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Joined: Nov 2007
Posts: 45
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From: Houston, TX
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Here's what the vehicle industry calls the Clubman.
Year/Make/Model:2008 MINI COOPER S CLUBMAN
Body Style:STATION WAGON
Engine Type: 1.6L L4 FI DOHC 16VManufactured In: GERMANY
I was surprised when State Farm told me the same info.
I guess I'm a geezer, 30 years in advance.
Year/Make/Model:2008 MINI COOPER S CLUBMAN
Body Style:STATION WAGON
Engine Type: 1.6L L4 FI DOHC 16VManufactured In: GERMANY
I was surprised when State Farm told me the same info.
I guess I'm a geezer, 30 years in advance.
Last edited by DragonWagon; Jun 15, 2008 at 02:53 PM.
I too am not a fan of "station wagon" but I love the car, so who cares!!
I have "Esurance" and the Clubman is still too new for them to even get a quote... Anyone else have Esurance? What are you/will you be paying for your Clubman?
I have "Esurance" and the Clubman is still too new for them to even get a quote... Anyone else have Esurance? What are you/will you be paying for your Clubman?
Go Station Wagons!!!!!!
Got no issues with it being called a Wagon!
It's a wagon that hauls @$$ and I can fit my dogs in the back. I have State Farm, too. They don't need to know it's a Chocolate Rocket...bring on the insurance savings!
It's a wagon that hauls @$$ and I can fit my dogs in the back. I have State Farm, too. They don't need to know it's a Chocolate Rocket...bring on the insurance savings!
Sweet...really? A wagon? nice...I'll take it! Love wagons, almost got an A3, but crazy happy to get a Clubman instead. Do they still call it a wagon if it's an S? I know, probably a silly question, but I'm all for saving $$ where I can.
I'm guessing they do. My premium actually went down from the 03 Passat wagon that preceded it w/Travellers...
I'm gonna resurrect this thread because I just got my first insurance bill from Liberty Mutual (now Ohio Casualty for us in the Mid-Atlantic region) and my insurance actually went up a bit from my old car.
Admittedly, my previous car was a 2001 Dodge Durango R/T so it had some age on it, but it also had a 5.9 liter engine. I told my agent that State Farm was treating the Clubman like a station wagon, but she said Liberty Mutual rates the Clubman and my previous R/T SUV in the same catagory (!!!!) She said the code was Symbol 16, whatever that means.
I know that the value of the Clubman would increase my Collision and Comprehensive premiums, (Old: $256 and $122 vs. New: $408 and $174 for 1 year) but I thought the liability and UM would go down with the MINI. They stayed exactly the same. Any ideas what happened? Does anyone out there understand this "symbol" system?
Thanks, Rich
Admittedly, my previous car was a 2001 Dodge Durango R/T so it had some age on it, but it also had a 5.9 liter engine. I told my agent that State Farm was treating the Clubman like a station wagon, but she said Liberty Mutual rates the Clubman and my previous R/T SUV in the same catagory (!!!!) She said the code was Symbol 16, whatever that means.
I know that the value of the Clubman would increase my Collision and Comprehensive premiums, (Old: $256 and $122 vs. New: $408 and $174 for 1 year) but I thought the liability and UM would go down with the MINI. They stayed exactly the same. Any ideas what happened? Does anyone out there understand this "symbol" system?
Thanks, Rich
My MCCS is at $369.30 every 6 months and is currently running on par with my other two vehicles: 2005 Ford F150 $59.25/mo, 2005 Honda Accord V6 54.70, and the MCCS 58.05/month - note the newest bill from State Farm just added $6.62/mo which I assume is part of the 58.05!??
My profile is excellent, no wrecks or speed tickets (knocking on WOOD), and I have my house insured with them as well..the best way to go just my $.02.
My profile is excellent, no wrecks or speed tickets (knocking on WOOD), and I have my house insured with them as well..the best way to go just my $.02.
I know that the value of the Clubman would increase my Collision and Comprehensive premiums, (Old: $256 and $122 vs. New: $408 and $174 for 1 year) but I thought the liability and UM would go down with the MINI. They stayed exactly the same. Any ideas what happened? Does anyone out there understand this "symbol" system?
Thanks, Rich
Thanks, Rich
Liability coverage is on YOU, and some other factors, but not the vehicle. Same with UM... not dependent on the vehicle.


