R55 :: Clubman Talk (2008+) Discussions revolving around the extended wheelbase Clubman (R55) model.

R55 Insurance

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  #26  
Old 07-17-2008, 06:32 PM
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I have the justa, but mine stayed the same ($30 more) than my 99 civic. Try a different insurance company.
 
  #27  
Old 07-17-2008, 08:54 PM
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Originally Posted by CR&PW&JB
Comp and Collision coverages are affected by the vehicle you drive and that car's IRG (Insurance Rating Group).

Liability coverage is on YOU, and some other factors, but not the vehicle. Same with UM... not dependent on the vehicle.

I generally agree, but I thought that the liability/UM premiums were also determined based on the kind of vehicle, ie: big, powerful V-8 vs. a 4 banger, or a sports car vs. a family sedan. I still don't understand how a MC Clubman could be in the same rating catagory as a 5.9 performance V-8.

In other works: What the heck happened to my "Station Wagon" discount??? Waaaahhhhhh!
 
  #28  
Old 07-17-2008, 08:55 PM
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Originally Posted by jamz9987
I have the justa, but mine stayed the same ($30 more) than my 99 civic. Try a different insurance company.
I am gonna shop it, Jamz. Your right!
 
  #29  
Old 07-17-2008, 09:00 PM
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We enjoy having the Clubman called a station wagon.
They can call it a dump truck if it drops my insurance.
 
  #30  
Old 07-17-2008, 09:22 PM
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the problem with all of these figures, you need to list all the variables, do you have the minimum requirements (meaning are you paying just to get by), or are your comp/collision etc all high. I have mine at the maximum possible, so my insurance is $99 more per month for the mini. I have NO tickets or crashes on my record, the mini is a 3rd car, and its listed as a "pleasure" vehicle. But since all of my variables are at the highest possible, I pay a lot for it. So remember that when you are getting your rates and comparing them to all the rest.
 
  #31  
Old 07-18-2008, 09:11 AM
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Originally Posted by lewe1773
Sweet...really? A wagon? nice...I'll take it! Love wagons, almost got an A3, but crazy happy to get a Clubman instead. Do they still call it a wagon if it's an S? I know, probably a silly question, but I'm all for saving $$ where I can.
I've been pricing insurance for the clubman S I just ordered, and indeed the S is still listed as a "wagon" by insurance companies everywhere. Sweet deal isn't it?
 
  #32  
Old 07-18-2008, 10:23 AM
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Originally Posted by DragonWagon
They can call it a dump truck if it drops my insurance.


AMEN!
 
  #33  
Old 07-18-2008, 06:32 PM
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GEICO told me my car was a "standard performance" car. It's not an S.

Who, specifically is insuring as a wagon? I want to start shopping...
 
  #34  
Old 07-18-2008, 06:41 PM
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start with State Farm
 
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