Am I crazy?
If I am not mistaken, the first time you need to pay for just new brake pads on that Lexus you will just about offset losses in going to the MINI.
From what I understand, due to some stupid design flaw, Lexus makes you also buy new rotors every time too and a 4 wheel brake pad job ends up costing about 2k......
If you do some of your own repairs on the MINI, you will be even more ahead of the game. Besides, those clubmans are a sweet ride.
From what I understand, due to some stupid design flaw, Lexus makes you also buy new rotors every time too and a 4 wheel brake pad job ends up costing about 2k......
If you do some of your own repairs on the MINI, you will be even more ahead of the game. Besides, those clubmans are a sweet ride.
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5th Gear
Joined: May 2007
Posts: 1,073
Likes: 3
From: Lubbock, TX
I wonder (out loud typing) if there is a place to see what the projected up keep cost are for each vehicle?
BTW gRay rAvEn, why haven't you modded you antenna yet lol
FWIW, I posted virtually the same post on the Lexus forum a little later in the day. A good amount of Lexus pride but most are telling me about the same thing. People are surprised at my monthly payment but unless they put even more down then I did - how aren't they paying about the same?
Still trying to figure out, as one or two have suggested on the Lexus forum, going 84 months or more is going to help me on a loan :|
BTW gRay rAvEn, why haven't you modded you antenna yet lol
FWIW, I posted virtually the same post on the Lexus forum a little later in the day. A good amount of Lexus pride but most are telling me about the same thing. People are surprised at my monthly payment but unless they put even more down then I did - how aren't they paying about the same?
Still trying to figure out, as one or two have suggested on the Lexus forum, going 84 months or more is going to help me on a loan :|
LOL, just put my Outmotoring stubby back on today 
What about buying one of these ?
https://www.northamericanmotoring.co...de-island.html
I am buying a few lottery tickets in the morning
What about buying one of these ?
https://www.northamericanmotoring.co...de-island.html
I am buying a few lottery tickets in the morning
3rd Gear
Joined: Apr 2010
Posts: 270
Likes: 0
From: Phoenix, AZ
Interesting read on the article inimini2007.
Cavalier Cooper, as far as selling the car rather than trade in. How much would the effective difference be when you factor in sales tax. The few IS C's for sale are going for about 48K so there in fact is the 5k you were talking about. However, and maybe I don't know, if you don't trade in a car you don't get to deduct the difference in sales tax.
If this is true, lemme do the math out loud as I type (already got my shoes off for this). Texas sales tax is 6.5 percent. ~$27k for the mini times 6.5% = $1,755 - $5k = 3245. So that's not a bad difference. The trade is just so easy though :|
Cavalier Cooper, as far as selling the car rather than trade in. How much would the effective difference be when you factor in sales tax. The few IS C's for sale are going for about 48K so there in fact is the 5k you were talking about. However, and maybe I don't know, if you don't trade in a car you don't get to deduct the difference in sales tax.
If this is true, lemme do the math out loud as I type (already got my shoes off for this). Texas sales tax is 6.5 percent. ~$27k for the mini times 6.5% = $1,755 - $5k = 3245. So that's not a bad difference. The trade is just so easy though :|
2nd Gear
Joined: Apr 2010
Posts: 108
Likes: 0
Yeah, the monthly payment is what I look at every month and say "what was I thinking" - especially having gone over a year after having paid off my MINI before the trade in. As far as buying used, I'm looking at used MINI's online but the difference in price just doesn't seem to be that much - especially when you compare the 1.9 interest on the new ones with the 5% on what I could get on a used one.
6th Gear
Joined: Sep 2003
Posts: 2,268
Likes: 4
From: Always curious ...
Consumer Reports provides estimated annual gas and maintenance/repair costs for most vehicles.
6th Gear
Joined: Feb 2008
Posts: 4,461
Likes: 1
From: Vancouver, WA
[quote=cadfael_tex;3059441Still trying to figure out, as one or two have suggested on the Lexus forum, going 84 months or more is going to help me on a loan :|[/quote]
84mo.=7yrs., you do realize that...Right??!!
I found this on msn.com, I thought it might help with a partial analysis of what you are asking.
http://autos.msn.com/loancalc/newloan.aspx
84mo.=7yrs., you do realize that...Right??!!
I found this on msn.com, I thought it might help with a partial analysis of what you are asking. http://autos.msn.com/loancalc/newloan.aspx
Everyone here has been telling you to go for it and all have good points. I say Do it as well. Minis are the best, everything looks more in your favor with a Mini over the Lexus except the hit, but hey you will look at it everyday and fall in love with your Mini every day, over a lexus.
In the end even if you seek advice, you will make the decision even if its against or for other's advice. Just sleep on it (not too much though). Do what you want to do what you really want but with financial reasoning as well and realisticly and you will find your own decision, regardless of what we tell you. Good Luck!
In the end even if you seek advice, you will make the decision even if its against or for other's advice. Just sleep on it (not too much though). Do what you want to do what you really want but with financial reasoning as well and realisticly and you will find your own decision, regardless of what we tell you. Good Luck!
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