R50/53 I want to be a ShortBusTraitor...
6th Gear
Joined: Aug 2003
Posts: 1,231
Likes: 1
From: PA/NJ
Originally Posted by Eric_Rowland
With all respect, Bumble, we in the private sector don't get retirement benefits (short of Social Security), and $100K will get you about five years if you live frugally (probably less in thirty years.)
TSB: Keep the MC. Save up your money for when you need to move out on your own. Then, after a year or so of living on your own, you'll be able to make a more educated decision on decided between what you want and what you can afford.
I was 20 when I got my first car loan, which my mother co-signed. I paid it off and have had no trouble getting credit since... occasionally to my own detriment... Since then, I've paid off two car loans completely, one I paid early when I sold the car, and I'm currently mid-way through a 60 month loan. I'll say this much, this WILL be my last loan that's longer than 3 years. And if at all possible, my last car loan, period. I hope to save up and buy future cars with cash.
Between all of the posters in this thread, we've probably made every credit mistake imaginable and we're hoping not to watch someone repeat our mistakes. However, sometimes that the only way we learn...
"Experience is what you get when you didn't get what you wanted."
6th Gear
Joined: Sep 2005
Posts: 2,416
Likes: 0
From: Chicago, NW Burbs
Originally Posted by IanF
after a year or so of living on your own, you'll be able to make a more educated decision on decided between what you want and what you can afford.
As for the credit cards, I hate them with a passion. I think only use a credit card to the extent you absolutely no doubt can pay the balance upon receiving the bill. I would like to think one can live without any credit cards. The other thing I hate with just as much passion is the credit reporting system. It is a tool for the credit industry and is designed to encourage the use of credit and justifies higher interest and profits for the credit industry in anyone who is not perfect.
5th Gear
Joined: Jul 2003
Posts: 1,015
Likes: 0
From: Long Island NY
Sam there is an EB/W S at a used car dealership I pass by all the time. Haven't gotten close enough to really check it out so I don't know what year it is. Too bad you don't live closer, lol.
I too went from a Cooper to an S. One drive in the S and I was sold! I have about the same amount of commuting as you, and although the S mpg will never be as high as the Cooper, I have been getting 29 miles to the gallon lately.
I too went from a Cooper to an S. One drive in the S and I was sold! I have about the same amount of commuting as you, and although the S mpg will never be as high as the Cooper, I have been getting 29 miles to the gallon lately.
4th Gear
Joined: Aug 2005
Posts: 400
Likes: 0
From: Arlington, VA
A couple of more thoughts here.
How far is the nearest CarMax? When we had to unload a Honda Civic some years ago, they were great to deal with and gave us an offer no dealer would come close to. I'm not sure if you'd have to go all the way down to Richmond (or if you're coming up to DCMM's/MINI of Sterling's Go-Kart event this weekend, you could swing by CarMax of Dulles in Sterling).
Get the car you want - I've learned to work hard, earn the bucks, and pay for quality. If that means having to save and live meagerly for a short bit, it works out.
Over time, remember you need to start applying that same approach to some smart investments (like real estate).
Get a credit card now. Go charge a couple of things and pay off the bill. Occassionally put some stuff on it. Part of your credit score is built by how long you've had a specific credit card account. Using it just for gas is a good suggestion - keep it in the car and not in your purse/handbag/pocket.
Instead of getting a couple of roommates in YOUR apartment, consider looking for a room to rent so you can try out the idea of living with non-relatives for awhile. You might find it's a bit different and being a sub-leasee gives you a bit more flexibility than being the main leasee for the apartment.
Here's one to mull over: you mentioned that you've paid a good amount down on the current car which will translate into some cash available for down payment on the new car. If you can get the balance low enough that you think you could pay it ALL off within a year, then here's an option for you: find a new credit card offer that comes with a 0% interest for the first year on cash withdrawls/advances and use that to buy your MINI. Be absolutely sure you pay this off (or refinance) before the year is up. If you choose to do this, do it with all appropriate caution.
I just did this with both of our MINIs and it's great - no interest payments, plus the credit card we used actually gives us 1.5% cashback every January! Again, this takes some discipline and paying attention to the details, but you seem very thoughtful and aware of your situation (much more so than any other 12-year old I know
or 20 year old or even some 30 year olds!)
Just my .02 worth.
john
How far is the nearest CarMax? When we had to unload a Honda Civic some years ago, they were great to deal with and gave us an offer no dealer would come close to. I'm not sure if you'd have to go all the way down to Richmond (or if you're coming up to DCMM's/MINI of Sterling's Go-Kart event this weekend, you could swing by CarMax of Dulles in Sterling).
Get the car you want - I've learned to work hard, earn the bucks, and pay for quality. If that means having to save and live meagerly for a short bit, it works out.
Over time, remember you need to start applying that same approach to some smart investments (like real estate).
Get a credit card now. Go charge a couple of things and pay off the bill. Occassionally put some stuff on it. Part of your credit score is built by how long you've had a specific credit card account. Using it just for gas is a good suggestion - keep it in the car and not in your purse/handbag/pocket.
Instead of getting a couple of roommates in YOUR apartment, consider looking for a room to rent so you can try out the idea of living with non-relatives for awhile. You might find it's a bit different and being a sub-leasee gives you a bit more flexibility than being the main leasee for the apartment.
Here's one to mull over: you mentioned that you've paid a good amount down on the current car which will translate into some cash available for down payment on the new car. If you can get the balance low enough that you think you could pay it ALL off within a year, then here's an option for you: find a new credit card offer that comes with a 0% interest for the first year on cash withdrawls/advances and use that to buy your MINI. Be absolutely sure you pay this off (or refinance) before the year is up. If you choose to do this, do it with all appropriate caution.
I just did this with both of our MINIs and it's great - no interest payments, plus the credit card we used actually gives us 1.5% cashback every January! Again, this takes some discipline and paying attention to the details, but you seem very thoughtful and aware of your situation (much more so than any other 12-year old I know
or 20 year old or even some 30 year olds!)Just my .02 worth.
john
1st Gear
Joined: Oct 2005
Posts: 12
Likes: 0
From: Kennesaw ,Georgia
Originally Posted by The Short Bus
I love my mini. I really do. A lot.
It gets awesome gas mileage (try 38 mpg yesterday), it handles great, it has a sexy body. I've been told to modify my mini if i want more power/better sound...but...
I think i want a different car now. Maybe a new silver automatic v6 mustang.
HA.
Ok, for real... the more time i spend with someone's S, the more i want that supercharger whine. I wouldn't mind a throaty intake on my cooper, or even a nice muffler. But i wasn't so sure about owning a Cooper all along (since we should know i love EB S's), and spending time with S's isn't helping. I wanted to keep my mini stock for this very reason. I want an S.
I have some issues though:
-i drive about 60-80 miles per day, so the gas mileage is somewhat important to me.
-my dad is co-signed on my mini b/c i had no credit. he said last night (yes, i walked in the door coming home from the dragon and said i want an S) the new mini will be in MY name only, so i need to make sure i can get it on my credit, and see what my rates will be. (do you think only 7 months of car payments+2 months of cell phone would get me in a 20k car by myself? with a somewhat decent rate... eek)
-i'm being kicked out on my own when i turn 21... i need to save up, so i don't want my car payment to change too much.
-i'm totally in love with the 02-04's. the only thing i like about the 05's are the burbly exhaust... but that's not enough to convince me to get one.
-it's hard to find a used mini with the options i want. there are just too many combinations. All i want are sunroof, all dark interior, POSSIBLY xenons, POSSIBLY fogs, but definitely heated seats. It was a pleasant surprise to feel my butt get warm in a few mini's this weekend, and i want that for my own. I really want cloth seats, but it's so hard to find.
The pluses!!:
-insurance will go down if i get 02-03. Not by much, but it WILL go down. I just quoted
-i'm trying hard not to modify. atleast with an S, i'll already have more done to it than a cooper.
-I WANT THAT WHINE!
-if i do modify, tons of stuff to do on it. Hello Alta.
-i want another loud car. my miata was REALLY loud, and it never got old. Maybe i will modify it some
-i might be able to keep up with people accelerating
I'm going to give it time. Figure out if that's really what i want to do, since i've only been driving 3 years and have already had 3 cars... but the ENTIRE time i've been driving, the MINI (S) has been the car i wanted (i got my license in december of 02). It's just been a matter of affording it. I'm going to see if i can test some local's mini's out and see how much i really like it compared to my mini, since the dealership is stingy about people being under 21 test driving.
So my next concern is how much do you think an 04 Cooper with just the spoiler, sunroof, and 16" 5 spokes would get? I just hit 31,300 miles this morning. I drive like a grandma, and it's had all it's services done, maintenance kept up. Has an itty ding on the fender from the dealership... which i'll gladly have PDR'd before selling. otherwise it's great.
I'm still not absolutely positive i want to move on to an S yet. Debating it hard, though. I just know ever since i sold my miata i've missed it a lot, and i'm sure that'll happen with the Cooper... But atleast i'd be moving on from one MINI to another.
HELPPPPPPP
:impatient
It gets awesome gas mileage (try 38 mpg yesterday), it handles great, it has a sexy body. I've been told to modify my mini if i want more power/better sound...but...I think i want a different car now. Maybe a new silver automatic v6 mustang.
HA.
Ok, for real... the more time i spend with someone's S, the more i want that supercharger whine. I wouldn't mind a throaty intake on my cooper, or even a nice muffler. But i wasn't so sure about owning a Cooper all along (since we should know i love EB S's), and spending time with S's isn't helping. I wanted to keep my mini stock for this very reason. I want an S.
I have some issues though:
-i drive about 60-80 miles per day, so the gas mileage is somewhat important to me.
-my dad is co-signed on my mini b/c i had no credit. he said last night (yes, i walked in the door coming home from the dragon and said i want an S) the new mini will be in MY name only, so i need to make sure i can get it on my credit, and see what my rates will be. (do you think only 7 months of car payments+2 months of cell phone would get me in a 20k car by myself? with a somewhat decent rate... eek)
-i'm being kicked out on my own when i turn 21... i need to save up, so i don't want my car payment to change too much.
-i'm totally in love with the 02-04's. the only thing i like about the 05's are the burbly exhaust... but that's not enough to convince me to get one.
-it's hard to find a used mini with the options i want. there are just too many combinations. All i want are sunroof, all dark interior, POSSIBLY xenons, POSSIBLY fogs, but definitely heated seats. It was a pleasant surprise to feel my butt get warm in a few mini's this weekend, and i want that for my own. I really want cloth seats, but it's so hard to find.
The pluses!!:
-insurance will go down if i get 02-03. Not by much, but it WILL go down. I just quoted
-i'm trying hard not to modify. atleast with an S, i'll already have more done to it than a cooper.
-I WANT THAT WHINE!
-if i do modify, tons of stuff to do on it. Hello Alta.
-i want another loud car. my miata was REALLY loud, and it never got old. Maybe i will modify it some
-i might be able to keep up with people accelerating
I'm going to give it time. Figure out if that's really what i want to do, since i've only been driving 3 years and have already had 3 cars... but the ENTIRE time i've been driving, the MINI (S) has been the car i wanted (i got my license in december of 02). It's just been a matter of affording it. I'm going to see if i can test some local's mini's out and see how much i really like it compared to my mini, since the dealership is stingy about people being under 21 test driving.
So my next concern is how much do you think an 04 Cooper with just the spoiler, sunroof, and 16" 5 spokes would get? I just hit 31,300 miles this morning. I drive like a grandma, and it's had all it's services done, maintenance kept up. Has an itty ding on the fender from the dealership... which i'll gladly have PDR'd before selling. otherwise it's great.
I'm still not absolutely positive i want to move on to an S yet. Debating it hard, though. I just know ever since i sold my miata i've missed it a lot, and i'm sure that'll happen with the Cooper... But atleast i'd be moving on from one MINI to another.
HELPPPPPPP
:impatient . As far as color on your next Mini try to see this time if you can get a nice barbie color Pink since we all know it's your favorite color just kept the barbie doll's out of the car this time and out of our hand's
Thread Starter
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6th Gear
Joined: May 2005
Posts: 4,061
Likes: 1
From: Richmond, VA
So basically, i should get a credit card, and charge gas on it... and buy an S in March when i have to put the mini in my name move out in my 21rst year, renting a room in someone elses place... all depending on if i can afford to at that point.
move out in my 21rst year, renting a room in someone elses place... all depending on if i can afford to at that point.
Originally Posted by fsuscotsman
NEVER pay cash for a depreciating asset.
It makes sense if you can invest at a higher rate than your loan costs, but that adds risk (these days, a lot of risk.)
Scenario (much simplified):
I've got $20,000 cash.
I'm getting .5%/year from my bank (savings account-I want liquidity)
I get a $20K loan at 5%.
At the end of the year I've paid $1K interest, made $100 for a net of $900.
My car has depreciated 10%, or $2K (a very low estimate!)
So all else equal, I'm in $21K on something worth 18K, and I have to put ~$4Kyear of cash flow into it.
You can get a 3.5% CD, but at the cost of liquidity, you're still at a net loss, and you have to pay tax on the interest you earn.
Originally Posted by The Short Bus
So basically, i should get a credit card, and charge gas on it... and buy an S in March when i have to put the mini in my name move out in my 21rst year, renting a room in someone elses place... all depending on if i can afford to at that point.
move out in my 21rst year, renting a room in someone elses place... all depending on if i can afford to at that point.If you come to the end of the month and you don't have enough to pay off the card
, put it in a drawer (or in a tub of ice in the freezer) until it's paid off. That way you get used to spending what you have.In the meantime, keep your eyes out for a good deal. Make low-ball offers. You never know when someone needs cash quickly. Assuming you can GET cash quickly! If nothing else, it'll get you in tune with S prices in your area, so you'll know a good deal when you find it.
Until then, Motor On! :smile:
6th Gear
Joined: Aug 2002
Posts: 7,062
Likes: 1
From: Boston, MA
Originally Posted by Eric_Rowland
If you come to the end of the month and you don't have enough to pay off the card , put it in a drawer (or in a tub of ice in the freezer) until it's paid off.
, put it in a drawer (or in a tub of ice in the freezer) until it's paid off. That's a great idea!Sam, aside from the debate over whether or not to get the S, I echo everyone else's advice to get a no-annual-fee credit card immediately and use it for gas or other smal expenditures that you make anyway. Pay it off every month (many companies can set this up to happen automatically from your checking account, for free). Credit companies like to see long, continuous lines of credit with no late payments; it helps your score. I've had my primary credit card since 1995, and though I've rarely carried a balance on it, I'm pretty sure that it's a major factor in my strong credit score.
This topic also came up in another thread, and someone (DrDiff?) said that if you don't carry a balance, "nothing" gets reported to credit agencies, so it doesn't help you. I'm not sure exactly what he meant by that; maybe it's best to pay off everything except a dollar each month. I'm not sure you could get that to happen automatically.
Coordinator :: Pitt Stop MINI
Joined: Jun 2002
Posts: 2,919
Likes: 1
From: Steelers Country
Originally Posted by chrisnl
This topic also came up in another thread, and someone (DrDiff?) said that if you don't carry a balance, "nothing" gets reported to credit agencies, so it doesn't help you. I'm not sure exactly what he meant by that; maybe it's best to pay off everything except a dollar each month.
The advice to pay off the balance every month is simply good financial sense and is meant to persuade TSB (and others) from ever getting into the vicious cycle of paying too much [interest] for money that shouldn't have been spent in the first place.
6th Gear
Joined: Sep 2003
Posts: 1,443
Likes: 0
From: Wichita, Kansas
Ok, Im going to jump in here......No-one has noticed that TSB has got car fever!......she has her mind made up, she is not looking for council, only someone to tell her what her ears want to hear. she is making a financial decision without basing the decision on the numbers.....Im afraid all this is for nothing but oh well....It needs to be said.
If you want to be broke, listen to broke people. If you want to be rich, listen to rich people
rich people dont do credit!
You don't need credit! You only need a credit score to go deeply in debt. you can be a millionare, make a million a year but have a crappy credit score because you dont have debt.....You will qualify for the best mortgage rates available if you have paid rent on time for 2 years and can document that. True some Insurance companies are looking a fico scores but trust me.....it does not make a savings more than you pay in intrest and finance charges
You are about to enter the real world, life happens and the course you take will be greatly dependant upon how well you prepare for the unexpected. What is your education on life? You better read more books on life and how to win then you have to prepare for your job.
"Winning at money is 80 percent behavior and 20 percent head knowledge." -dave ramsey
If you have not made an intentional effort at getting the 20% you wont have the other 80% either
want proof......just take a look at the marketplace forum.....Every other day there is someone posting thier brand new car for sale, often less than 10K miles because of LIFE.
for example -
https://www.northamericanmotoring.co...ad.php?t=53274
If you want to be broke, listen to broke people. If you want to be rich, listen to rich people
rich people dont do credit!
You don't need credit! You only need a credit score to go deeply in debt. you can be a millionare, make a million a year but have a crappy credit score because you dont have debt.....You will qualify for the best mortgage rates available if you have paid rent on time for 2 years and can document that. True some Insurance companies are looking a fico scores but trust me.....it does not make a savings more than you pay in intrest and finance charges
You are about to enter the real world, life happens and the course you take will be greatly dependant upon how well you prepare for the unexpected. What is your education on life? You better read more books on life and how to win then you have to prepare for your job.
"Winning at money is 80 percent behavior and 20 percent head knowledge." -dave ramsey
If you have not made an intentional effort at getting the 20% you wont have the other 80% either
want proof......just take a look at the marketplace forum.....Every other day there is someone posting thier brand new car for sale, often less than 10K miles because of LIFE.
for example -
https://www.northamericanmotoring.co...ad.php?t=53274
5th Gear
Joined: Jun 2005
Posts: 655
Likes: 0
From: Tennessee
But Dave Ramsey would probably tell her to sell the Cooper and buy a $1500 car just to save that payment money. I think if she REALLY wants the S and can get in one with a pretty similar payment to what she has now, go ahead. Many of us will never be able to pay cash for everything and never have to use credit. It would be nice, but sometimes it's not at all realistic.
I think if she REALLY wants the S and can get in one with a pretty similar payment to what she has now, go ahead. Many of us will never be able to pay cash for everything and never have to use credit. It would be nice, but sometimes it's not at all realistic.
6th Gear
Joined: Sep 2003
Posts: 1,443
Likes: 0
From: Wichita, Kansas
Originally Posted by KennyMooper
But Dave Ramsey would probably tell her to sell the Cooper and buy a $1500 car just to save that payment money. I think if she REALLY wants the S and can get in one with a pretty similar payment to what she has now, go ahead.
I think if she REALLY wants the S and can get in one with a pretty similar payment to what she has now, go ahead.
Originally Posted by KennyMooper
Many of us will never be able to pay cash for everything and never have to use credit. It would be nice, but sometimes it's not at all realistic.
3rd Gear
Joined: Apr 2004
Posts: 275
Likes: 1
Sam,
get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S
You know you want it!
And the RCM boys will be happy to help you mod it.
get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S get the S
You know you want it!
And the RCM boys will be happy to help you mod it.
6th Gear
Joined: Jul 2002
Posts: 4,293
Likes: 2
From: Cincinnati, Ohio
Originally Posted by planeguy
If you want to be broke, listen to broke people. If you want to be rich, listen to rich people
rich people dont do credit!
rich people dont do credit!
Poor people PAY interest.
Rich people receive interest.
7th Gear Gal
Joined: Jul 2002
Posts: 36,087
Likes: 3
From: Weeblegabber West (aka WLA)
Samantha, I know you were the only Cooper at the Dragon this past weekend, but sweetie, you really didn't drive all that much. Why do you really want the S? I think you should consider having The Short Bus painted in the color scheme you prefer. Why not consider doing that?
Clover
Clover
Thread Starter
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6th Gear
Joined: May 2005
Posts: 4,061
Likes: 1
From: Richmond, VA
Originally Posted by The Short Bus
I love my mini. I really do. A lot. It gets awesome gas mileage (try 38 mpg yesterday), it handles great, it has a sexy body. I've been told to modify my mini if i want more power/better sound...but...
I think i want a different car now. Maybe a new silver automatic v6 mustang.
HA.
Ok, for real... the more time i spend with someone's S, the more i want that supercharger whine. I wouldn't mind a throaty intake on my cooper, or even a nice muffler. But i wasn't so sure about owning a Cooper all along (since we should know i love EB S's), and spending time with S's isn't helping. I wanted to keep my mini stock for this very reason. I want an S.
I have some issues though:
-i drive about 60-80 miles per day, so the gas mileage is somewhat important to me.
-my dad is co-signed on my mini b/c i had no credit. he said last night (yes, i walked in the door coming home from the dragon and said i want an S) the new mini will be in MY name only, so i need to make sure i can get it on my credit, and see what my rates will be. (do you think only 7 months of car payments+2 months of cell phone would get me in a 20k car by myself? with a somewhat decent rate... eek)
-i'm being kicked out on my own when i turn 21... i need to save up, so i don't want my car payment to change too much.
-i'm totally in love with the 02-04's. the only thing i like about the 05's are the burbly exhaust... but that's not enough to convince me to get one.
-it's hard to find a used mini with the options i want. there are just too many combinations. All i want are sunroof, all dark interior, POSSIBLY xenons, POSSIBLY fogs, but definitely heated seats. It was a pleasant surprise to feel my butt get warm in a few mini's this weekend, and i want that for my own. I really want cloth seats, but it's so hard to find.
The pluses!!:
-insurance will go down if i get 02-03. Not by much, but it WILL go down. I just quoted
-i'm trying hard not to modify. atleast with an S, i'll already have more done to it than a cooper.
-I WANT THAT WHINE!
-if i do modify, tons of stuff to do on it. Hello Alta.
-i want another loud car. my miata was REALLY loud, and it never got old. Maybe i will modify it some
-i might be able to keep up with people accelerating
I'm going to give it time. Figure out if that's really what i want to do, since i've only been driving 3 years and have already had 3 cars... but the ENTIRE time i've been driving, the MINI (S) has been the car i wanted (i got my license in december of 02). It's just been a matter of affording it. I'm going to see if i can test some local's mini's out and see how much i really like it compared to my mini, since the dealership is stingy about people being under 21 test driving.
So my next concern is how much do you think an 04 Cooper with just the spoiler, sunroof, and 16" 5 spokes would get? I just hit 31,300 miles this morning. I drive like a grandma, and it's had all it's services done, maintenance kept up. Has an itty ding on the fender from the dealership... which i'll gladly have PDR'd before selling. otherwise it's great.
I'm still not absolutely positive i want to move on to an S yet. Debating it hard, though. I just know ever since i sold my miata i've missed it a lot, and i'm sure that'll happen with the Cooper... But atleast i'd be moving on from one MINI to another.
HELPPPPPPP :impatient
It gets awesome gas mileage (try 38 mpg yesterday), it handles great, it has a sexy body. I've been told to modify my mini if i want more power/better sound...but...I think i want a different car now. Maybe a new silver automatic v6 mustang.
HA.
Ok, for real... the more time i spend with someone's S, the more i want that supercharger whine. I wouldn't mind a throaty intake on my cooper, or even a nice muffler. But i wasn't so sure about owning a Cooper all along (since we should know i love EB S's), and spending time with S's isn't helping. I wanted to keep my mini stock for this very reason. I want an S.
I have some issues though:
-i drive about 60-80 miles per day, so the gas mileage is somewhat important to me.
-my dad is co-signed on my mini b/c i had no credit. he said last night (yes, i walked in the door coming home from the dragon and said i want an S) the new mini will be in MY name only, so i need to make sure i can get it on my credit, and see what my rates will be. (do you think only 7 months of car payments+2 months of cell phone would get me in a 20k car by myself? with a somewhat decent rate... eek)
-i'm being kicked out on my own when i turn 21... i need to save up, so i don't want my car payment to change too much.
-i'm totally in love with the 02-04's. the only thing i like about the 05's are the burbly exhaust... but that's not enough to convince me to get one.
-it's hard to find a used mini with the options i want. there are just too many combinations. All i want are sunroof, all dark interior, POSSIBLY xenons, POSSIBLY fogs, but definitely heated seats. It was a pleasant surprise to feel my butt get warm in a few mini's this weekend, and i want that for my own. I really want cloth seats, but it's so hard to find.
The pluses!!:
-insurance will go down if i get 02-03. Not by much, but it WILL go down. I just quoted
-i'm trying hard not to modify. atleast with an S, i'll already have more done to it than a cooper.
-I WANT THAT WHINE!
-if i do modify, tons of stuff to do on it. Hello Alta.
-i want another loud car. my miata was REALLY loud, and it never got old. Maybe i will modify it some
-i might be able to keep up with people accelerating
I'm going to give it time. Figure out if that's really what i want to do, since i've only been driving 3 years and have already had 3 cars... but the ENTIRE time i've been driving, the MINI (S) has been the car i wanted (i got my license in december of 02). It's just been a matter of affording it. I'm going to see if i can test some local's mini's out and see how much i really like it compared to my mini, since the dealership is stingy about people being under 21 test driving.
So my next concern is how much do you think an 04 Cooper with just the spoiler, sunroof, and 16" 5 spokes would get? I just hit 31,300 miles this morning. I drive like a grandma, and it's had all it's services done, maintenance kept up. Has an itty ding on the fender from the dealership... which i'll gladly have PDR'd before selling. otherwise it's great.
I'm still not absolutely positive i want to move on to an S yet. Debating it hard, though. I just know ever since i sold my miata i've missed it a lot, and i'm sure that'll happen with the Cooper... But atleast i'd be moving on from one MINI to another.
HELPPPPPPP
:impatient We've discussed credit, now for what you think i can get for my cooper!Note other stuff in bold, like i wasn't sure about owning the cooper all along, and i kept it stock in case i found an S i wanted. My miata was barely driveable (i didn't want to push it more than i needed to) and i needed something to drive with my huge commute. My dad didn't want a lawn ornament, so i either had to get it fixed asap, or get another car. My MINI was sitting bright eyed and bushy tailed at the MINI dealership, and my dad jumped on it. HE thought i'd be safer in it, it was in my price range, so i got it.
Thread Starter
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6th Gear
Joined: May 2005
Posts: 4,061
Likes: 1
From: Richmond, VA
Originally Posted by MINIclo
Samantha, I know you were the only Cooper at the Dragon this past weekend, but sweetie, you really didn't drive all that much. Why do you really want the S? I think you should consider having The Short Bus painted in the color scheme you prefer. Why not consider doing that?
Clover
Clover
I just wanted to ride to dinner in it... but i got hooked and wanted to ride EVERYwhere in it.I obviously drive my mini a ton. 20k miles in 7 months
7th Gear Gal
Joined: Jul 2002
Posts: 36,087
Likes: 3
From: Weeblegabber West (aka WLA)
Originally Posted by The Short Bus
Because i got to listen to Jeremy's amazing sounding S all weekend. I just wanted to ride to dinner in it... but i got hooked and wanted to ride EVERYwhere in it.
I obviously drive my mini a ton. 20k miles in 7 months
I just wanted to ride to dinner in it... but i got hooked and wanted to ride EVERYwhere in it.I obviously drive my mini a ton. 20k miles in 7 months
I rode down to The Dragon from the Kentucky meet-up point in Jeremy's Sprog, (saving my hearing after 6 hours 
in Maximusmini's awesome but LOUD twin-charged Vader), so I know what you mean about wanting to ride everywhere in it! Clover
Banned
Joined: Jul 2004
Posts: 1,848
Likes: 1
From: City of Angels, Cali
I cant believe everyone here is telling you to save your money.
First of all, it's easy for most of them to talk because they already have an S.
Secondly, the fact is you will love the S way more than the Cooper, you said so yourself that you always wanted an S. You will enjoy living because one of the things in your life is your cool *** car.
Get the S. Life is too short to sacrifice things that you will genuinely enjoy and cherish all the way until the end.
Another way to look at it: Get an S now, and spend the rest of your life saving up. OR Dont get an S, spend your life saving, and when you've saved enough to be comfortable about it, which is probably 10-15 years, lol, get an S (Yeah right). You would then have wasted 15 years of not owning something that you would cherish.
End the thread now and go and get it.
First of all, it's easy for most of them to talk because they already have an S.
Secondly, the fact is you will love the S way more than the Cooper, you said so yourself that you always wanted an S. You will enjoy living because one of the things in your life is your cool *** car.
Get the S. Life is too short to sacrifice things that you will genuinely enjoy and cherish all the way until the end.
Another way to look at it: Get an S now, and spend the rest of your life saving up. OR Dont get an S, spend your life saving, and when you've saved enough to be comfortable about it, which is probably 10-15 years, lol, get an S (Yeah right). You would then have wasted 15 years of not owning something that you would cherish.
End the thread now and go and get it.