I know this probably gets asked a lot, but I don't see any recent threads on an Extended Warranty with what I'm looking for. My 2017 Clubman S All4 6-speed manual will be out of warranty in June 2020, 37K miles on it now. I just bought it at the end of Feb from a private party and haven't received anything from MINI about extending the warranty surprisingly, I thought I would get something to compare what my dealer quoted me. I registered it with MINI USA as soon as I got my registration and confirmed with them the remaining warranty, for 3 months, transferred to me.
I've had a CNA warranty in the past thru CarMax, it was called MaxCare, but was actually CNA in the contract and it paid out over $5K in repairs on my 2008 HIghlander, $3K was for a Transfer Case leak, dealer had to pull the transmission, 19 hours of labor. It also covered a Water Pump, steering shaft and 2 heated seats.

Here are the 3 options I'm considering. It is a 6-speed so I know if the clutch goes out it won't be covered under any warranty

MINI, my local dealer, Schomp
5 year / 100K = $5600
Here at Schomp we use CNA National’s Preferred Care Plus.

AAA - Also thru CNA - This is the one I'm leaning towards if I do one at all
The AAA certified Vehicle Service Agreement is comprehensive coverage or what most people refer to as “bumper-to-bumper.” All the computers, sensors, electronics, the engine, the transmission—everything is covered except a short list of wear and tear items. (See attached list.) The deductible is $0 if you take the vehicle to any AAA certified mechanic or any AutoNation dealer. ($200 deductible out of network.) The coverage is transferable if you sell the vehicle (increases your re-sale value) or refundable if you trade the vehicle in. If you have one claim, it can easily pay for itself. It’s great peace of mind.
Pricing recap:
5 year, 100k = $3809
5 year 125k = $3909
6 year 125k = $4186

Route 66 - thru my local Credit Union - Canvas CU. Definitely the cheapest but I have read really mixed reviews on Route 66, surprisingly though most positive reviews come from Porsche and BMW forums so I think it's a pretty reputable company. Does anyone have experience with them ?
5 year / 120K = $2,585 (All prices are very similar, a 4 year / 75K is only about $200 cheaper and a 7 year / 120K is only about $200 more

Also, on almost every car forum I've been on there is normally at least 1 or 2 contacts people mention frequently, "call this person at this dealership" and they have substantial discounts because they specialize in selling the factory warranty in bulk.and of course you can buy a factory extended warranty from any dealer in the country and it will be same one you can buy from your local dealer, everyone is going to have a different price though. I haven't found this for MINI's. If anyone knows of a contact they recommend please let me know.

No need to reply if going to say 'It's a waste of money, put the money in the bank" I know, I've read that a thousand times on different forums, but from my personal experience it has paid off and there's also peace of mind having one.

 

Why not just squirrel some money away into a savings account rather than giving a company your money?

 

Ya, I rolled the dice on our 2012. I had a fair amount of work done under original warranty and parts that Mini extended the warranty on (ie water pump). Other than that, car has been fairly solid.