Would you keep it?
#1
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#4
A lot can depend on your insurance...my daughter recently had a major front-end accident ($10K damage) with her newer SUV, and went to a body shop recommended by her insurance (Allstate). The repairs are guaranteed for as long as she owns the car. A few months later, she noticed one side of the car was 1.5 inches lower than the other. She took it back to the body shop where they discovered a previously unnoticed crack in a strut that was slowly leaking. They replaced the strut without question, and car is back to normal.
Good luck with your repair.
#5
I'm not sure how confident I would feel drive a bent mini.
#6
#7
Make sure you file what is called a "diminished value claim" with your insurance company. I really don't know the procedure, but it reimburses you for the difference between what the car was originally worth and its value after the accident. I learned this the hard way. I got hit when I had my 2010 R56. There was minor, cosmetic damage, but when I traded it for my 2012 Countryman, I took a $5400 hit because the accident showed up in the CarFax. Just my $.02 (or whatever that's worth in Canadian dollars!).
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#8
Make sure you file what is called a "diminished value claim" with your insurance company. I really don't know the procedure, but it reimburses you for the difference between what the car was originally worth and its value after the accident. I learned this the hard way. I got hit when I had my 2010 R56. There was minor, cosmetic damage, but when I traded it for my 2012 Countryman, I took a $5400 hit because the accident showed up in the CarFax. Just my $.02 (or whatever that's worth in Canadian dollars!).
#9
Not only won't it be quite the same it won't sound or feel the same, either. Parts can be replaced and alignment done to perfection but it will still be different. Some people can live with different and some can't.
Sorry it happened to your Mini.
Sorry it happened to your Mini.
#10
Got the insurance appraisal back. $7,500.00 worth of damage done.
The body shops estimator figures it will be at least another $1000.00 more once they start taking it apart.
I asked about a "depreciated value claim" but there is no such legislated requirement for insurance companies to pay the difference in Canada.
The insurance companies say the car will be worth the same once repaired and then turn around and sell the cars history to car proof and car fax which then devalues the car.
Gotta love the system!
The body shops estimator figures it will be at least another $1000.00 more once they start taking it apart.
I asked about a "depreciated value claim" but there is no such legislated requirement for insurance companies to pay the difference in Canada.
The insurance companies say the car will be worth the same once repaired and then turn around and sell the cars history to car proof and car fax which then devalues the car.
Gotta love the system!
#11
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#16
Got the insurance appraisal back. $7,500.00 worth of damage done.
The body shops estimator figures it will be at least another $1000.00 more once they start taking it apart.
I asked about a "depreciated value claim" but there is no such legislated requirement for insurance companies to pay the difference in Canada.
The insurance companies say the car will be worth the same once repaired and then turn around and sell the cars history to car proof and car fax which then devalues the car.
Gotta love the system!
The body shops estimator figures it will be at least another $1000.00 more once they start taking it apart.
I asked about a "depreciated value claim" but there is no such legislated requirement for insurance companies to pay the difference in Canada.
The insurance companies say the car will be worth the same once repaired and then turn around and sell the cars history to car proof and car fax which then devalues the car.
Gotta love the system!
and the people who pay are the ones who get accused of fraud! definitely gotta love that system.
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#19
You need to get out of the 60's... You can repair anything to better than factory condition. It takes time, skill and money. You wouldn't be able to tell anything was different with that little accident. (and yes, it was a little accident...)
I'm not talking about a really solid whack that sets off all the airbags, and crumples the unibody here. We've got a fender bender and some sacrificial suspension components.
I'm not talking about a really solid whack that sets off all the airbags, and crumples the unibody here. We've got a fender bender and some sacrificial suspension components.
#20
you need to get out of the 60's... You can repair anything to better than factory condition. It takes time, skill and money. You wouldn't be able to tell anything was different with that little accident. (and yes, it was a little accident...)
i'm not talking about a really solid whack that sets off all the airbags, and crumples the unibody here. We've got a fender bender and some sacrificial suspension components.
i'm not talking about a really solid whack that sets off all the airbags, and crumples the unibody here. We've got a fender bender and some sacrificial suspension components.
#21
I've purchased several vehicles from insurance companies that were "totaled" and repaired them for resale - as well as worked for the largest organization in the world that judges original and restored vehicles - and I understand your point. If you spend enough time and money, you can rebuild anything to better-than new using modern techniques.
However, that certainly doesn't happen with even the best body shops fixing average daily drivers. Time is money, so things tend to get fixed to be safe and serviceable, but not perfectly. Straightening metal always changes its characteristics. Welding in new metal is never the same as factory original. The results can be good, but there always are changes, inconsistencies and flaws.
In a case like this, I'd bet the mounting points for the right-rear suspension were moved out of place, but I'd certainly agree that if the damage was only to bolt-on parts there shouldn't be any issues beyond cosmetic ones. I'm not trying to argue here - just making the point that if damage to a vehicle and the needed repairs make you uncomfortable, sell the freakin' car and move on. Life is too short to make yourself unhappy or angry every time you climb in your car.
However, that certainly doesn't happen with even the best body shops fixing average daily drivers. Time is money, so things tend to get fixed to be safe and serviceable, but not perfectly. Straightening metal always changes its characteristics. Welding in new metal is never the same as factory original. The results can be good, but there always are changes, inconsistencies and flaws.
In a case like this, I'd bet the mounting points for the right-rear suspension were moved out of place, but I'd certainly agree that if the damage was only to bolt-on parts there shouldn't be any issues beyond cosmetic ones. I'm not trying to argue here - just making the point that if damage to a vehicle and the needed repairs make you uncomfortable, sell the freakin' car and move on. Life is too short to make yourself unhappy or angry every time you climb in your car.
#22
I've purchased several vehicles from insurance companies that were "totaled" and repaired them for resale - as well as worked for the largest organization in the world that judges original and restored vehicles - and I understand your point. If you spend enough time and money, you can rebuild anything to better-than new using modern techniques.
However, that certainly doesn't happen with even the best body shops fixing average daily drivers. Time is money, so things tend to get fixed to be safe and serviceable, but not perfectly. Straightening metal always changes its characteristics. Welding in new metal is never the same as factory original. The results can be good, but there always are changes, inconsistencies and flaws.
In a case like this, I'd bet the mounting points for the right-rear suspension were moved out of place, but I'd certainly agree that if the damage was only to bolt-on parts there shouldn't be any issues beyond cosmetic ones. I'm not trying to argue here - just making the point that if damage to a vehicle and the needed repairs make you uncomfortable, sell the freakin' car and move on. Life is too short to make yourself unhappy or angry every time you climb in your car.
However, that certainly doesn't happen with even the best body shops fixing average daily drivers. Time is money, so things tend to get fixed to be safe and serviceable, but not perfectly. Straightening metal always changes its characteristics. Welding in new metal is never the same as factory original. The results can be good, but there always are changes, inconsistencies and flaws.
In a case like this, I'd bet the mounting points for the right-rear suspension were moved out of place, but I'd certainly agree that if the damage was only to bolt-on parts there shouldn't be any issues beyond cosmetic ones. I'm not trying to argue here - just making the point that if damage to a vehicle and the needed repairs make you uncomfortable, sell the freakin' car and move on. Life is too short to make yourself unhappy or angry every time you climb in your car.
If the car is taken to a decent enough shop and as long as the frame is still straight, there shouldnt be an problems putting this car back together.
The rear suspension mounting points should not be what failed on this car. The control arms on this car are like butter, very easy to bend them and they then take the stress off of the mounting points.