Can you build a MCS to your liking and then finance and make payments on it or will they only do that if you buy the car outright? Is financing only available for what they have on the lot? Thanks

 

You can order a custome build and finance. Anything the dealer sells can be financed.

 

They make lots of money with financing if you finance through BMW. If you finance through someone else it's just like cash to the dealer. So go ahead and build your dream Mini! Mine is sitting at the shipyard waiting for its transatlantic voyage.