Hey everyone,

I am going to get an '09 JCW and I'm looking for advice on Mini Financing. Anyone currently financing their '09 JCW? I'm located in California, if this makes a difference, and I'm totally looking to be an owner - no leasing. Before I go in to the dealership, I wanted to see if anyone can share their experience(s)... Thanks for the help! I'm looking forward to posting pics of my new JCW asap!

~ Alan

 

to get a good rate you need a 720+ beacon score,1.9 can be had with mini select.

 

When I bought 3 months ago, I got 2.9 on my JCW through Mini.

 

I got 0.9 for 48 months on my jcw

 

If I may ask, what did you put down? And credit scores?

 

830 beacon 0 down payment .

 

I financed yesterday at a mini dealer in CA. 1.9% rate for 36 months with simple interest rate. 5% down payment miniumum and excellent credit report

 

I bought mine in july when mini offered 0.9 and had 10k equity in my trade.

 

Wow, with that deal, are you sure Mini isn't paying you???

That's fantastic.

I bought mine about 4 months ago. I got 2.9 for 60 months. They weren't going less on interest rates unless I went less on months.

My credit score is in the mid 700's... nowhere as near as good as some previous posters with 800+ and next to nothing interest.

Mark

 

Mini Finance was by far my best option - 1.9% - 36 months. Contract is straight forward and uses simple interest.

 

More info on mine - 2.9 for 60 months, financed 19K, remainder was cash and a trade-in. Credit score is a 790 last time I checked.