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1st GearNew members: make an initial post and introduce yourself as you shift from Neutral to First Gear. Current members: meet some of the new members.
Only you know when you can take the plunge. Best advice until then is to play with the vehicle configurator on the MINIUSA website (it's a lot of fun, and you can easily spend a lot of time on it) and talk to MINI owners when you run across them. Most will take the time to talk (very fondly) of their car, and you can get some firsthand info on options you may be looking at.