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2013 MINI Cooper TOTALED :(

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Old Jul 14, 2013 | 11:21 AM
  #51  
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Well, was hoping to hear you're a little better but at least you're not worse, yes.

No heavy lifting and no jumping on trampolines for a while!
 
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Old Jul 14, 2013 | 11:28 AM
  #52  
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Originally Posted by CR&PW&JB
Well, was hoping to hear you're a little better but at least you're not worse, yes.

No heavy lifting and no jumping on trampolines for a while!
Too late, already ran 10 miles, biked 23.5 miles and ate a bowl of cereal!

HAHA!
 
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Old Jul 14, 2013 | 11:34 AM
  #53  
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Don't tell your injury rep that. He or she will reduce your settlement but a couple thousand bucks... thinking there's nothing much wrong with you !

 
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Old Jul 14, 2013 | 12:17 PM
  #54  
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Originally Posted by Japkitty
Too late, already ran 10 miles, biked 23.5 miles and ate a bowl of cereal!

HAHA!
Ha! That is just like me.

My wife: "I thought your ankle was hurt?"
Me: "It is. I figure a leisurely 8-12 mile run will work it out."
 
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Old Jul 14, 2013 | 01:47 PM
  #55  
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Originally Posted by CR&PW&JB
Interesting you've worked on both plaintiff and defense sides of injury cases, Dave. And I bet you're are a bit of a character because just about every defense counsel I've worked with on my claims has quite an entertaining and interesting person... I think it must come with the territory.

I bet if we ever met over a couple of beers, we could exchange some great stories about claims we've handled.
I agree. We could certainly swap some excellent stories over a few beers. I'm a conservative business-oriented lawyer by nature, so I had no problem representing insurance companies back in the day.
 
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Old Jul 14, 2013 | 01:50 PM
  #56  
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I see you are in Virginia... not that far from DC. Are you a member of DC Metro MINIs, Dave ?
 
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Old Jul 14, 2013 | 02:43 PM
  #57  
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Originally Posted by CR&PW&JB
Don't tell your injury rep that. He or she will reduce your settlement but a couple thousand bucks... thinking there's nothing much wrong with you !

I was totally kidding!! After leaving the Army I swore to myself that the next time I run it will be for my life.

I can't even pick up my 10 pound dog haha!

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Old Jul 14, 2013 | 03:01 PM
  #58  
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Got me... I was hoping you were kidding but wasn't sure.

Thanks for your service , from a 23-year Air Force veteran.
 
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Old Jul 14, 2013 | 04:09 PM
  #59  
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Originally Posted by CR&PW&JB
Got me... I was hoping you were kidding but wasn't sure.

Thanks for your service , from a 23-year Air Force veteran.
I only did a 3 year stint in the Army but your welcome lol. My boyfriend also retired from the Air Force, he did 21 years as a fire fighter. He doesn't think I should get another MINI, I think I need to fire him. LOL. He just doesn't get it.
 
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Old Jul 14, 2013 | 04:13 PM
  #60  
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My MINI Connected app's last update right at the time of the crash. Kinda creepy!
 
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Old Jul 14, 2013 | 04:34 PM
  #61  
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Originally Posted by Japkitty
I only did a 3 year stint in the Army but your welcome lol. My boyfriend also retired from the Air Force, he did 21 years as a fire fighter. He doesn't think I should get another MINI, I think I need to fire him. LOL. He just doesn't get it.
Anti-MINI boyfriend ? Even though he's a fellow Air Force vet... he must go. Out with him. Kick him to the curb. Adios Mr. No More MINIs.

 
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Old Jul 14, 2013 | 04:40 PM
  #62  
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Bummer. 3/4 full tank, too!
 
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Old Jul 14, 2013 | 04:56 PM
  #63  
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Originally Posted by zigziggityzoo
Bummer. 3/4 full tank, too!
Totally!! The rental they got me came with 1/4 tank, I was like thanks y'all!

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Old Jul 14, 2013 | 04:59 PM
  #64  
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Originally Posted by CR&PW&JB

Anti-MINI boyfriend ? Even though he's a fellow Air Force vet... he must go. Out with him. Kick him to the curb. Adios Mr. No More MINIs.

Yeah, he actually hung up on me when I said yes I want another MINI. No one hangs up on me!! I do the hanging up! Consider him GONE!

👋👋

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Old Jul 14, 2013 | 05:10 PM
  #65  
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Originally Posted by Japkitty
Yeah, he actually hung up on me when I said yes I want another MINI. No one hangs up on me!! I do the hanging up! Consider him GONE!

👋👋

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And when you're not feeling well to boot. Not a smart move on his part. Air Force guys are usually smarter than that.
 
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Old Jul 14, 2013 | 05:44 PM
  #66  
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Originally Posted by CR&PW&JB

And when you're not feeling well to boot. Not a smart move on his part. Air Force guys are usually smarter than that.
Lmaooo he went home to Detroit for 6 days the day after the accident. Hahahaha, he's history!!

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Old Jul 14, 2013 | 05:49 PM
  #67  
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Geez.... didn't stay to help you through your physical and emotional pain ? Odd.

Hope you didn't have too much time invested in that relationship. That would really suck.

Solves the problem about the disagreement over a new MINI though.
 
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Old Jul 14, 2013 | 08:28 PM
  #68  
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Originally Posted by CR&PW&JB
Geez.... didn't stay to help you through your physical and emotional pain ? Odd.

Hope you didn't have too much time invested in that relationship. That would really suck.

Solves the problem about the disagreement over a new MINI though.
Lmao, 5 years. I'm still youngish so new car, new man, new life here I come!!

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Old Jul 14, 2013 | 10:50 PM
  #69  
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When our truck was totaled, our insurance gave us comps for buying the same exact truck, in our area. Real comps that we could literally go and buy off the lot. They paid for the truck's upgrades, the unused portion of the registration, tax, etc. we were startled by how much we received, considering the age and mileage. Give them a chance to make you an offer in writing, then see if that amount will buy you similar to what you had.
 
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Old Jul 14, 2013 | 11:45 PM
  #70  
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Originally Posted by Japkitty

Lmao, 5 years. I'm still youngish so new car, new man, new life here I come!!

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Good for you!
Thumbs up!!


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Old Jul 15, 2013 | 11:41 AM
  #71  
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Originally Posted by JoanieB
When our truck was totaled, our insurance gave us comps for buying the same exact truck, in our area. Real comps that we could literally go and buy off the lot. They paid for the truck's upgrades, the unused portion of the registration, tax, etc. we were startled by how much we received, considering the age and mileage. Give them a chance to make you an offer in writing, then see if that amount will buy you similar to what you had.
Thanks! I should know by the end of the day what the amount is!!!

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Old Jul 15, 2013 | 12:11 PM
  #72  
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Originally Posted by Japkitty
I chose the extended maintenance warranty over gap insurance.
Dont know if anyone has mentioned this, but be sure and call your dealership and see if you can get a prorated refund for the unused extended maintenance warranty. (At least here in Georgia) With that low of mileage, you should get almost all of the cost back on it.

Glad to hear you are ok!
 
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Old Jul 15, 2013 | 03:23 PM
  #73  
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Originally Posted by Richard_rsp

Dont know if anyone has mentioned this, but be sure and call your dealership and see if you can get a prorated refund for the unused extended maintenance warranty. (At least here in Georgia) With that low of mileage, you should get almost all of the cost back on it.

Glad to hear you are ok!
I'm going to the dealership today, thanks for the advice.

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Old Jul 15, 2013 | 04:41 PM
  #74  
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I have quite a bit of experience dealing with accidents involving personal injury. Please, do NOT go straight to the chiropractor or PT. Make sure you go and see orthopedic surgeon first. Typically, chiropractor's holistic approach doesn't factor in invisible on an x-ray connective tissue damage you may be experiencing.

I've experienced that personally after a 60MPH rear end accident. I finished a 3 month treatment at the chiro only to find myself in tremendous amounts of pain continuously. When consulting ortho M.D., we've found out that I've had a herniated disc, spondylosis, and bulging discs all results of the accident. In the long run, insurance didn't want to pay out what I believe should be a fair compensation for my injuries due to the gap in the treatment.

Learn on other people's mistakes willing to share them. If something still hurts post treatment, don't give up; go to another doctor for second option, PT, or chiropractor until it's all gone. Remember, the moment you settle is the moment you're **** out of luck should any discomfort return.
 
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Old Jul 15, 2013 | 04:59 PM
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I've already spoken about my distaste for Chiro treatment but I think you sell a lot of Physical Therapists short. A good PT eval is very similar to an Orthopedic evaluation, including radiological exams to determine if there are any issues other than the typical soft tissue injuries.

I won't say an Ortho visit is a bad idea. Just saying that going straight to a physical therapist, in most cases, is not only okay but just as effective as going to an Ortho then to PT.

And I can't speak to your specific case without having copies of your medical bills and reports at my disposal. But I'm betting your gap in treatment was more than a few weeks.

Lastly, any good claim adjuster, and I bet yours did, fully explains the full and final release before you voluntarily signed it.
 
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