E-Mini (2020+) Electric Mini Discussions

E-Mini Insurance rates for SEs?

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Old Dec 5, 2023 | 09:18 AM
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MacMini34
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Insurance rates for SEs?

Hi all,

Have a 2011 MCS 6MT and have been thinking about going for an SE, particularly when one can get a $9900 credit on leasing and the residual looks reasonable too. Maintain the fun driving (albeit no shifting) while not having to worry about age and reliability.

I was running through a similar exercise on a Tesla Model Y and found they are extremely expensive to insure - my quote was near $3k compared to ~$900 for the '09 Pilot the MY would have replaced. My understanding is that Teslas are very expensive to repair and this is reflected in their insurance rates.

I have a query with my broker but thought I'd ask the forum: did you get any unexpected surprises insuring your SE?

cheers
MacMini34



 
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Old Dec 5, 2023 | 06:16 PM
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chrunck
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Mine wasn't noticably higher than my old car (countryman).

Edit: I checked and I pay $2400 annually for two cars, a 22 SE and a 19 Clubman JCW.
 

Last edited by chrunck; Dec 5, 2023 at 06:26 PM.
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Old Dec 7, 2023 | 03:53 PM
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MacMini34
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Originally Posted by chrunck
Mine wasn't noticably higher than my old car (countryman).

Edit: I checked and I pay $2400 annually for two cars, a 22 SE and a 19 Clubman JCW.
Thanks, My Broker got back to me and quoted about $1100 per year. I think I gave them an Iconic's VIN to run so not sure if a slightly cheaper Signature would change the numbers much.

cheers
MacMini34
 

Last edited by MacMini34; Dec 7, 2023 at 03:54 PM. Reason: typo
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