I truly feel your pain. I went into a panic when I saw/touch/felt the F56. I knew time was not on my side. I got mine out of Chicago in Feb. It was built in July, and they had it since August, and it had 22 miles on it....so, I have been exactly where you are. I took a chance. I took a chance and jumped on it. 6k trouble-free miles later, I hope it continues.

My case worked pretty well, as I got $2k off sticker and .9% interest for 5 years, so all the chips fell into place.

There are still some out there. I truly hope you can latch onto one

 

Yeah, walk away.

2014 APR is 0.9, 2013 APR should still be 0.0

 

Thanks. Well I was able to get $2k off sticker but the minimum apr was 3.79% through MINI for someone with excellent credit, with the next tier being 4.09%. If I don't finance with MINI, I lose the $300 mileage credit, my $350 security deposit (since I have to pay the $350 disposition fee) and supposedly lose the $250 loyalty credit - but then they said there is no loyalty credit for 2013 models! I can get 1.99% apr from my credit union, but it's more inconvenient and I don't like losing money over something so trivial, so yeah, I'm going to be stubborn - especially as a 3rd time customer. They also said they have a $499 "dealer fee" and were going to charge me $100 to switch out the wheels (which didn't bother me too much as they were a $100 option). They wouldn't even switch the stock mats for the all weather version. I've always been able to do that on my other MINI's and they didn't even come with ANY mats!

So in the end I just said I didn't think it would work since I could get a 2014 custom built with $250 loyalty credit and 3.19% apr (not that I really want a 2014, but considering it) and it's not worth the fly/drive or paying to have it delivered here. We'll see what they reply, but pretty sure it's off...

Yeah, but only on models other than hardtop.

 

You could always buy the car with them, then refinance with your credit union within 30 days without penalty. My wife found state farm bank had the lowest rates last summer and refinanced 2 cars and a boat, saving us a ton.

 

Well, it was more them not coming down on the price, the dealer fee and no loyalty credit than the APR. Especially since it is a 2013 and there are better deals on 2014s. Why no penalty within 30 days?