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I don't have them, but there's a picture showing them inside a convertible and you can side the cargo tray in the lower position, so it looks like yes you can access them with top down. You still have to confirm if you can actually get them out without having to lift the cargo tray.
Yes you can access them without having to move the cargo shelf. I have this set and love them. Great for a weekend trip or for a week if you are going somewhere warm. .
I got a set for X-mas. They fit below the package shelf and look great. Top goes down without a problem.
We're waiting for the Big Chill to end and then it's road trip time.
I just got them too and the same goes for us. Waiting for the big chill to be over also. Purchased my MINI in December and drove it into the garage and there it sits. LOL